DuPage County property record for 116 S Wright St, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,275 sqft · built 1893 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Jan 2026) |
| Tax Bill | $15,983 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-323-002 |
| Primary APN | 08-18-323-002 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,657 sqft |
| Upper Floors Area | 618 sqft |
| Basement Area | 1,237 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Exterior Material | Wood Siding |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 116 S WRIGHT ST |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COLUMBIAN ADD N 25 FT & ALL |
| Legal Subdivision | COLUMBIAN ADD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 846103 |
116 S Wright St is owned by two individuals who bought it in January 2026.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 603 N BRAINARD ST, NAPERVILLE, IL 60563-3130 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 15, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on File |
| Deed Sale | Jan 15, 2026 · Amount on File |
| Deed Document Number | 20263168 |
| Prior Transfer Date | Jun 9, 2005 |
| Prior Transfer Doc | 0000128213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 116 S WRIGHT ST, NAPERVILLE, IL 60540-4960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 S WRIGHT ST, NAPERVILLE, IL 60540-4960 |
| Document Number | 0000019020 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | R2023-019020 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.74% |
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 15, 2026 |
| Property Address | 116 S WRIGHT ST, NAPERVILLE, IL 60540-4960 |
| Document Number | 0000003168 |
| Map Reference | DOC 52284 |
| Instrument Date | Dec 17, 2025 |
| Instrument | R2026-003168 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 S WRIGHT ST, NAPERVILLE, IL 60540-4960 |
| Document Number | 0000003169 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | R2026-003169 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
The 2025 property tax bill for 116 S Wright St was $15,983, up 3.9% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,983.00 (+3.91%) | $289,870 (+8.53%) Land $158,325 Building $131,545 | $869,610 (+8.53%) Land $474,975 Building $394,635 |
| 2024 | $15,381.00 Homeowner's exemption Veteran's exemption | $267,087 Land $145,881 Building $121,206 | $801,261 Land $437,643 Building $363,618 |
| 2022 | $14,073.00 Homeowner's exemption Senior Citizen's exemption | $228,450 Land $124,780 Building $103,670 | $685,350 Land $374,340 Building $311,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 S Wright St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 15 (1979–2013) |
| Claims Outside the SFHA | 14 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 116 S Wright St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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