116 S Spruce St, Harrison, AR 72601 Property Records

Boone County property record for 116 S Spruce St, Harrison, AR 72601

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,480 sqft
Lot Size0.098 acres (4,250 sqft)
Owner2 Individual Names on File
Last Sale$139,000 (Jun 2023)
Tax Bill$782 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2023 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN825-00760-000

Property Details

APN / Parcel Number

Primary APN825-00760-000
Alternative APNs
  • 22710.0
  • 22710

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Storm ShelterStorm Shelter
FlooringCarpet
Storm ShuttersStorm Shutters

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAluminum
Lot Area4,250 sqft (0.098 acres)
Lot Dimensions85 ft deep x 50 ft wide
DrivewayConcrete Driveway
Driveway Area474 sqft

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area212 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 S SPRUCE ST
CityHARRISON
StateAR
Zip72601-4924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 85 L 2-4
Legal Range20
Legal Township18
Legal Section09
Legal SubdivisionFICK ADD
Legal Block7
Legal Lot Number2-4
JurisdictionBOONE AR
Township / Civil DivisionSOUTH HARRISON
Census Block Group3
Census Block3011
Census Tract790600

Owner

116 S Spruce St is owned and occupied by two individuals who bought it in June 2023.

Source: Boone County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address116 S SPRUCE ST, HARRISON, AR 72601-4924
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Subdivision Related Transfer · USDA Mortgage
ANSTAFF BANK NA
Apr 6, 2023Warranty Deed, Transfer · Line of Credit
ANSTAFF BANK NA
Jun 9, 2022Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE INSURANCE
Apr 25, 2018Warranty Deed, Transfer · FHA Mortgage
EQUITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on File
Deed SaleJun 15, 2023 · Amount on File
Prior SaleApr 6, 2023 · Amount on File
Deed Document Number20233320
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBOONE AR
Recording DateJun 15, 2023
Property Address116 S SPRUCE ST, HARRISON, AR 72601-4924
Document Number2023003320
Instrument DateJun 14, 2023
Instrument2023003320
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 4, 2023
Title CompanyFIRST NATIONAL TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$458.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4601 CHANEY HOLLOW DR, HARRISON, AR 72601-6685

Transferred To (Grantee/Buyer)

NameVerified Name
Address116S S SPRUCE ST, HARRISON, AR 72601-4924

Mortgage

Document Number2023003321
DateJun 15, 2023
Instrument2023003321
Lender
NameANSTAFF BANK NA
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE AR
Recording DateApr 6, 2023
Property Address116 S SPRUCE ST, HARRISON, AR 72601-4924
Document Number2023001820
Instrument DateApr 5, 2023
Instrument2023001820
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyFIRST NATIONAL TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$346.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address702 N OAK ST, HARRISON, AR 72601-2739

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 CHANEY HOLLOW DR, HARRISON, AR 72601-6685

Mortgage

Document Number2023001821
DateApr 6, 2023
Instrument2023001821
Lender
NameANSTAFF BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 20, 2024

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE AR
Property Address116 S SPRUCE ST, HARRISON, AR 72601-4924
Transaction TypeMortgage
Record UpdatedJun 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 S SPRUCE ST, HARRISON, AR 72601-4924

Mortgage

Document Number2022004158
DateJun 9, 2022
Instrument2022004158
Lender
NameFIRST AMERICAN TITLE INSURANCE
TypeInsurance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueJun 1, 2062

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE AR
Recording DateApr 25, 2018
Property Address116 S SPRUCE ST, HARRISON, AR 72601-4924
Document Number2018002164
Instrument DateApr 25, 2018
Instrument2018002164
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyTITLENET SOLUTIONS LLC, TITLE NET SOLUTIONS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$257.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address215 COMANCHE DR, 215, HASTY, AR 72640

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 S SPRUCE ST, HARRISON, AR 72601-4924

Mortgage

Document Number2018002165
DateApr 25, 2018
Instrument2018002165
Lender
NameEQUITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 S Spruce St was $782 with a homeowner's exemption.

Source: Boone County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBoone County
MunicipalityHarrison City
Unified School DistrictHarrison School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$782.00 Homeowner's exemption$15,340 Land $2,000 Building $13,340$76,700 Land $10,000 Building $66,700
2023$782.00 (+116.62%) Homeowner's exemption$15,340 (-) Land $2,000 Building $13,340$76,700 (-) Land $10,000 Building $66,700
2022$361.00 Homeowner's exemption$15,340 Land $2,000 Building $13,340$76,700 Land $10,000 Building $66,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 S Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Associated Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 S Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRISON WATERWORKS
serves 17,455 people · EPA ID AR0000062
Water SourcePurchased surface water from CARROLL-BOONE WATER DISTRICT
Last State InspectionFeb 2024
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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