116 S Mercer Dr, Irmo, SC 29063 Property Records

Richland County property record for 116 S Mercer Dr, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1992
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$98,950 (May 2013)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05102-01-10`

Property Details

APN / Parcel Number

Primary APN	`05102-01-10`
Alternative APNs	`R05102-01-10` `01356375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Heated Area
Gross Area	1,978 sqft
1st Floor Area	758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01356375
Street Address	116 S MERCER DR
City	IRMO
State	SC
Zip	29063-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 29 BLK S 70.4X159.8X59.8X12.9X169 #SU RIVERWALK V-F #PR RB188-284 53-9893 53-8136
Legal Subdivision	RIVERWALK
Legal Block	S
Legal Lot Number	29
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1039
Census Tract	10315

Owner

116 S Mercer Dr is owned by a company that bought it in May 2013.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	141 PACIFIC AVE, CHAPIN, SC 29036-7315
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK
Oct 18, 2020	Quit Claim Deed, Transfer NETWORK FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2013 · Amount on File
Deed Sale	May 1, 2013 · Amount on File
Prior Sale	Jul 8, 2011 · Amount on File
Deed Document Number	201334401
Deed Book / Page	1856 / 2462
Prior Transfer Date	Jun 17, 2011
Prior Transfer Doc	0016933542
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	May 21, 2026
Property Address	116 S MERCER DR, IRMO, SC 29063-9388
Document Number	0000024670
Book / Page	3129 / 3395
Instrument Date	May 15, 2026
Instrument	202624670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	141 PACIFIC AVE, CHAPIN, SC 29036-7315

Mortgage

Document Number	0000024670,
Date	May 21, 2026
Book Page	3129/3395
Instrument	202624670

Lender

Name	SECURITY FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 18, 2020
Property Address	116 S MERCER DR, IRMO, SC 29063-9388
Document Number	2540/2709
Book / Page	002540 / 002709
Instrument Date	Sep 25, 2020
Instrument	55549
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 S MERCER DR IRMO SC 290639388, IRMO, SC 29063-9388

Mortgage

Document Number	2540/2712
Date	Oct 18, 2020
Book Page	002540/002712
Instrument	55550

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 116 S Mercer Dr was $1,338.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00	$4,556 (-96.52%)	$228,500 (-) Land $22,000 Building $206,500
2024		$131,000 (+2,775.33%)	$228,500 (+100.61%) Land $22,000 Building $206,500
2023	$1,143.00	$4,556	$113,900
2021	$1,121.00	$4,560	$128,500 Land $18,800 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 S Mercer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 S Mercer Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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