Ottawa County property record for 116 S Maple St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,700 sqft · built 1923 |
| Lot Size | 0.248 acres (10,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,100 (Jan 2008) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042930-4 |
| Primary APN | 042930-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 1,404 sqft |
| Upper Floors Area | 1,296 sqft |
| Basement Area | 336 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,807 sqft (0.248 acres) |
| Lot Dimensions | 193 ft deep x 56 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042930-4 |
|---|---|
| Street Address | 116 S MAPLE ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R15 W MID PT NE 1/4 SW 1/4 (56 X 189.5) |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50700 |
116 S Maple St is owned and occupied by an individual who bought it in January 2008.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 S MAPLE ST, OAK HARBOR, OH 43449-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2008 · Amount on File |
| Deed Sale | Jan 7, 2008 · Amount on File |
| Prior Sale | Oct 10, 2005 · Amount on File |
| Deed Document Number | 2008181291 |
| Deed Book / Page | 1219 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 116 S MAPLE ST, OAK HARBOR, OH 43449-1426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 S MAPLE ST, OAK HARBOR, OH 43449-1426 |
| Document Number | 0000003766 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 1950/628 |
| Instrument | 202300003766 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | LEWIS CENTER, OH 43035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 116 S MAPLE ST, OAK HARBOR, OH 43449-1426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000307923 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 1846/250 |
| Instrument | 2021-307923 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 116 S Maple St was $2,978 with a homeowner's exemption, down 0.7% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (-0.73%) | $68,023 (-) Land $8,519 Building $59,504 | |
| 2024 | $3,000.00 (+5.12%) Homeowner's exemption | $68,023 (+19.98%) Land $8,519 Building $59,504 | $194,350 Land $24,340 Building $170,010 |
| 2023 | $2,854.00 (+3.18%) Homeowner's exemption | $56,697 (-) Land $7,102 Building $49,595 | |
| 2022 | $2,766.00 Homeowner's exemption | $56,697 Land $7,102 Building $49,595 | |
| 2021 | $161,990 Land $20,290 Building $141,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 S Maple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 S Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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