Burke County property record for 116 S Main St, Morganton, NC 28655
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4 ba · 7,412 sqft · built 1935 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Oct 2022) |
| Tax Bill | $3,587 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724702702 |
| Primary APN | 2724702702 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 7,412 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Porch |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|
| Street Address | 116 S MAIN ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CENTRAL BU |
| Legal Description | STEPHEN'S |
| Jurisdiction | BURKE NC |
| Township / Civil Division | DREXEL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20801 |
116 S Main St, a commercial property, is owned by two individuals who bought it in October 2022.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 PARKLAND ST, MORGANTON, NC 28655-9033 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 202221026789 |
| Deed Book / Page | 2651 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 1, 2022 |
| Property Address | 116 S MAIN ST, MORGANTON, NC 28655 |
| Document Number | 0026430907 |
| Book / Page | 2643 / 907 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2021025339 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PARKLAND ST, MORGANTON, NC 28655-9033 |
| Document Number | 2021025340 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2021025340 |
| Name | R RICHARD RAMSEY ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2037 |
The 2026 property tax bill for 116 S Main St was $3,587, up 4.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Drexel Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,587.00 (+4.52%) | $336,420 (-) Land $27,166 Building $309,254 | $336,420 (-) Land $27,166 Building $309,254 |
| 2025 | $3,432.00 | $336,420 Land $27,166 Building $309,254 | $336,420 Land $27,166 Building $309,254 |
| 2023 | $2,362.00 | $359,105 Land $27,166 Building $331,939 | $359,105 Land $27,166 Building $331,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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