116 S Main St, Chaffee, MO 63740 Property Records

Scott County property record for 116 S Main St, Chaffee, MO 63740

Property Summary

Property Type	Apartments (5+ Units)
Details	1,750 sqft · built 2005
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$437,500 (Jun 2023)
Tax Bill	$583 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2023 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`04-4.0-18.00-001-018-007.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-18.00-001-018-007.00`

Interior

Units	4 Units
Building Area	1,750 sqft Base Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 S MAIN ST
City	CHAFFEE
State	MO
Zip	63740-1043
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 6 BLK 44 CHAFFEE PB 2/71 25 X 150
Legal Range	13E
Legal Township	29N
Legal Section	18
Legal Subdivision	CHAFFEE
Legal Block	44
Legal Lot Number	6
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	1
Census Block	1053
Census Tract	780200

Owner

Source: Scott County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 692, BENTON, MO 63736-0692
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK OF DEXTER
Jun 29, 2023	Warranty Deed, Transfer · Line of Credit THE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Mar 11, 2022
Deed Document Number	20232429
Deed Book / Page	2023 / 2429
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	116 S MAIN ST, CHAFFEE, MO 63740-1043
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 STATE HIGHWAY 25, CAPE GIRARDEAU, MO 63701-9353

Mortgage

Document Number	02022/1222
Date	Mar 11, 2022
Book Page	2022/1222
Instrument	20221222

Lender

Name	FIRST MIDWEST BANK OF DEXTER
Type	Bank
Address	JACKSON, MO 63755

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 29, 2023
Property Address	116 S MAIN ST, CHAFFEE, MO 63740-1043
Document Number	02023/2429
Book / Page	2023 / 2429
Map Reference	MB 2 PG 71
Instrument Date	Jun 22, 2023
Instrument	20232429
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 692, BENTON, MO 63736-0692

Mortgage

Document Number	0020232430
Date	Jun 29, 2023
Instrument	20232430

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Scott County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chaffee City
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$583.00	$10,020 (+10.96%)	$52,740 (+11.03%) Land $5,620 Building $47,120
2023		$9,030 (+3.91%)	$47,500 (+3.8%) Land $5,620 Building $41,880
2022		$8,690
2021			$45,760 Land $5,620 Building $40,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAFFEE PWS serves 3,054 people · EPA ID MO4010154
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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