116 S Jackson St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 116 S Jackson St, Spring Lake, MI 49456

Property Summary

Property Type	Office Building
Details	1 ba · 4,800 sqft · built 2005
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Tax Bill	$15,115 (2025)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-382-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-382-012`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	4,800 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	132 ft deep x 47 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 S JACKSON ST
City	SPRING LAKE
State	MI
Zip	49456-2033
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	CBD
Legal Description	120 FT E & W BY 47 FT N & S IN SW COR OF LOT 4 BLK 13 BRYANT'S ADD TO VILLAGE OF MILL POINT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	BRYANTS ADD
Legal Block	13
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2018
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15489 HOWARD ST, SPRING LAKE, MI 49456-1526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANDI L GENTRY
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit KINDRED SOUL LLC
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit BEST FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 15, 2022
Property Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033
Document Number	20220042334
Map Reference	LB 1 PG 49
Instrument Date	Dec 13, 2022
Instrument	2022-0042334
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 STARIHA DR STE B, B, NORTON SHORES, MI 49441-5576

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033

Mortgage

Document Number	20220033668
Date	Sep 23, 2022
Instrument	2022-0033668

Lender

Name	SANDI L GENTRY
Type	Private Party
Address	133 WASHINGTON AVE, GRAND HAVEN, MI 49417

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220029969
Date	Aug 19, 2022
Instrument	2022-0029969

Lender

Name	KINDRED SOUL LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	124 Months
Due	Dec 15, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S JACKSON ST, SPRING LAKE, MI 49456-2033

Mortgage

Document Number	20220004615
Date	Feb 2, 2022
Instrument	2022-0004615

Lender

Name	BEST FINANCIAL CU
Type	Credit Union
Address	MUSKEGON, MI 49444

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,700 (+97.52%)	$973,400 (+97.52%)
2025	$15,115.00 (+98.05%)
2023		$246,400	$492,800
2022	$7,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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