116 S Central St, Plainfield, MA 01070 Property Records

Hampshire County and Plainfield Town property record for 116 S Central St, Plainfield, MA 01070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,580 sqft · built 1952
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$5,263 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
APN	`M_84532_91`

Property Details

APN / Parcel Number

Primary APN	`M_84532_91`
Alternative APNs	`PFLD M:021.B P:0014.0` `PLAI M:021.B P:0014.0` `M_84532_918579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_84532_918579
Street Address	116 S CENTRAL ST
City	PLAINFIELD
State	MA
Zip	01070-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	PLAINFIELD MA
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1043
Census Tract	822700

Owner

Source: Hampshire County and Plainfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 S CENTRAL ST, PLAINFIELD, MA 01070-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Jun 3, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Book / Page	14207 / 264
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	014207-264
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLAINFIELD MA
Recording Date	Aug 2, 2021
Property Address	116 S CENTRAL ST, PLAINFIELD, MA 01070-9770
Document Number	14207-264
Book / Page	14207 / 264
Instrument Date	Jul 30, 2021
Instrument	18955
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 S CENTRAL ST, PLAINFIELD, MA 01070-9770

Mortgage

Document Number	18956
Date	Aug 2, 2021
Instrument	18956

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLAINFIELD MA
Recording Date	Jun 3, 2019
Property Address	116 S CENTRAL ST, PLAINFIELD, MA 01070-9770
Document Number	13278-226
Book / Page	13278 / 226
Instrument Date	May 16, 2019
Instrument	8919
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 MAIN RD, SAVOY, MA 01256-9202

Mortgage

Document Number	8920
Date	Jun 3, 2019
Instrument	8920

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2026

Tax Assessment & Valuation

Source: Hampshire County and Plainfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Plainfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,263.00 (+4.69%)	$284,800 (+17.39%) Land $35,000 Building $249,800	$343,995 (+3.78%)
2024			$331,455
2023	$5,027.00	$242,600 Land $35,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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