116 S Central Ave, Ladd, IL 61329 Property Records

Bureau County property record for 116 S Central Ave, Ladd, IL 61329 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	built 1905
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2026)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-481-008`

Property Details

APN / Parcel Number

Primary APN	`18-09-481-008`
Alternative APN	`2976`

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1809481008
Street Address	116 S CENTRAL AVE
City	LADD
State	IL
Zip	61329-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 10 BLK 30 (50 X 125)
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	VILLAGE OF LADD
Legal Block	30
Legal Lot Number	10
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2021
Census Tract	965100

Owner

Source: Bureau County records · APN 18-09-481-008

Assessment roll updated May 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	444 W ELM ST, LADD, IL 61329-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Nov 04, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2021	Warranty Deed, Transfer
May 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2026102
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	2021R05054
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jan 12, 2026
Property Address	116 S CENTRAL AVE, LADD, IL 61329-9618
Document Number	2026R00102
Instrument Date	Jan 07, 2026
Instrument	2026R00102
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CENTRAL AVE, LADD, IL 61329-9618

Mortgage

Document Number	2026R00103
Date	Jan 12, 2026
Instrument	2026R00103

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 19, 2022
Property Address	116 S CENTRAL AVE, LADD, IL 61329-9618
Document Number	2022R03508
Instrument Date	Sep 14, 2022
Instrument	2022R03508
Transaction Type	Transfer
Record Updated	Oct 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CENTRAL AVE, LADD, IL 61329-9618

Mortgage

Document Number	2022R03509
Date	Sep 19, 2022
Instrument	2022R03509

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.35%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Nov 04, 2021
Property Address	116 S CENTRAL AVE, LADD, IL 61329-9618
Document Number	2021R05054
Instrument Date	Oct 22, 2021
Instrument	2021R05054
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 PULASKI ST, SPRING VALLEY, IL 61362-1023

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 29, 2021
Property Address	116 S CENTRAL AVE, LADD, IL 61329-9618
Document Number	2021R03352
Instrument Date	Jul 27, 2021
Instrument	2021R03352
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$25.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CENTRAL AVE, LADD, IL 61329-9618

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	May 22, 2019
Property Address	116 S CENTRAL AVE, LADD, IL 61329-9618
Document Number	2019R01807
Instrument Date	May 20, 2019
Instrument	2019R01807
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 N 98TH RD, SOMONAUK, IL 60552

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+5.59%) Homeowner's exemption	$56,895 (+8.56%) Land $3,572 Building $53,323	$170,685 (+8.56%) Land $10,716 Building $159,969
2024	$4,939.00 (+571.06%) Homeowner's exemption	$52,408 (+6.64%) Land $3,290 Building $49,118	$157,224 (+6.64%) Land $9,870 Building $147,354
2023		$49,145 Land $3,085 Building $46,060	$147,435 Land $9,255 Building $138,180
2022	$736.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
AMG Technology Investment Group	Fixed Wireless	100 / 20

May also be available at this address: Connecting Point Computer Center. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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