116 S 3rd St, Malta, IL 60150 Property Records

DeKalb County property record for 116 S 3rd St, Malta, IL 60150

Property Summary

Property Type	Commercial
Lot Size	0.59 acres (2,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (Sep 2021)
Tax Bill	$1,402 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-159-019`

Property Details

APN / Parcel Number

Primary APN	`07-23-159-019`

Exterior

Lot Area	2,589 sqft (0.59 acres)
Lot Dimensions	98 ft deep x 26.4 ft wide

Location & Zoning

Account Number	0723159019
Street Address	116 S 3RD ST
City	MALTA
State	IL
Zip	60150-9519
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 -BLK 2 - FRANCISCOS SUB
Legal Subdivision	FRANCISCOS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2073
Census Tract	300

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 S 3RD ST, MALTA, IL 60150-9519
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202111445
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 1, 2021
Property Address	116 S 3RD ST, MALTA, IL 60150-9519
Document Number	0000011445
Instrument Date	Aug 27, 2021
Instrument	2021011445
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 S 3RD ST, DEKALB, IL 60115

Mortgage

Document Number	0000011447
Date	Sep 1, 2021
Instrument	2021011447

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,932 (+27.76%) Land $3,451 Building $16,481	$59,796 (+27.76%) Land $10,353 Building $49,443
2024	$1,402.00
2023		$15,601 Land $2,701 Building $12,900	$46,803 Land $8,103 Building $38,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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