116 Rowe Ct, Ozark, AL 36360 Property Records

Dale County property record for 116 Rowe Ct, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,351 sqft · built 2001
Lot Size	0.6 acres (26,100 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11-02-09-2-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`11-02-09-2-000-001.002`
Alternative APNs	`90366137` `10915`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,351 sqft Living Area
1st Floor Area	2,351 sqft
Basement Area	2,813 sqft
Unfinished Basement	2,813 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,100 sqft (0.6 acres)
Lot Dimensions	180 ft deep x 145 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90366137
Street Address	116 ROWE CT
City	OZARK
State	AL
Zip	36360-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	145' X 180' IRR LOT 3 BLK I WILLOW OAKS S/D PHASE 1 PB 1 PG 250 OZARK AL S9 T5N R24E 2022 N/C
Legal Range	24E
Legal Township	05N
Legal Section	09
Legal Subdivision	WILLOW OAKS PH 1
Legal Phase	1
Legal Block	1
Legal Lot Number	3
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	2
Census Block	2011
Census Tract	20802

Owner

116 Rowe Ct is owned and occupied by an individual who acquired it in April 2020.

Source: Dale County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	116 ROWE CT, OZARK, AL 36360-9275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit ENERGY CREDIT UNION
May 12, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 25, 2020
Transfer Doc	00000326/4
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Recording Date	Aug 11, 2026
Property Address	116 ROWE CT, OZARK, AL 36360-9275
Document Number	0002037755
Book / Page	903 / 36
Instrument Date	Jul 16, 2026
Instrument	20262037755
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ROWE CT, OZARK, AL 36360-9275

Mortgage

Document Number	0002037755,
Date	Aug 11, 2026
Book Page	903/36
Instrument	20262037755

Lender

Name	ENERGY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2046

Interest

Max Rate	-1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALE AL
Recording Date	May 12, 2020
Property Address	116 ROWE CT, OZARK, AL 36360-9275
Document Number	00000326/4
Book / Page	326 / 4
Map Reference	MB 1 PG 306
Instrument Date	Apr 25, 2020
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 ROWE CT, OZARK, AL 36360-9275

Tax Assessment & Valuation

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,560 Land $700 Building $28,860	$296,580 Land $8,000 Building $288,580
2023	Homeowner's exemption Disabled Person's exemption	$23,680 Land $400 Building $23,280	$236,720 Land $4,000 Building $232,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Rowe Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1994)
Most Recent Claim	Jul 1994 · Severe Storms And Flooding (tropical Storm Alberto)

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Rowe Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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