116 Rose Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 116 Rose Dr, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,446 sqft · built 1983
Lot Size1 acre (43,560 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jan 2016)
Tax Bill$8,351 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN092-511-018

Property Details

APN / Parcel Number

Primary APN092-511-018

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,446 sqft Living Area
1st Floor Area2,446 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Lot Area43,560 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address116 ROSE DR
CityNIPOMO
StateCA
Zip93444-9668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionRHO NIP TR 626 LT 22
Legal SubdivisionTRACT NO 626
Legal Tract626
Legal Block1
Legal Lot Number22
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1013
Census Tract12403

Owner

116 Rose Dr is owned and occupied by an individual who acquired it in May 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address116 ROSE DR, NIPOMO, CA 93444-9668
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Jun 26, 2019Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2016 · Amount on File
Deed SaleJan 27, 2016 · Amount on File
Deed Document Number20163689
Last Transfer DateMay 26, 2021
Transfer Doc0000040938
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 7, 2021
Property Address116 ROSE DR, NIPOMO, CA 93444-9668
Document Number0000040938
Map ReferenceMB 9 PG 93
Instrument DateMay 26, 2021
Instrument2021040938
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address116 ROSE DR, NIPOMO, CA 93444-9668

Mortgage

Document Number0000040939
DateJun 7, 2021
Instrument2021040939
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address116 ROSE DR, NIPOMO, CA 93444-9668
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024484
DateJun 26, 2019
Instrument2019024484
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term119 Months
DueMay 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 116 Rose Dr was $8,351 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$807,633 (+2%) Land $306,350 Building $501,283
2025$8,351.00 Homeowner's exemption$791,798 Land $300,344 Building $491,454
2023$7,976.00 (+1.54%) Homeowner's exemption$761,053 Land $288,682 Building $472,371
2022$7,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 116 Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - NIPOMO
private · serves 4,512 people · EPA ID CA4010018
Water SourcePurchased surface water from NIPOMO COMM SERVICES DIST
Last State InspectionSep 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Rose Dr

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