116 Rivervale Dr, Bainbridge, GA 39817 Property Records

Decatur County property record for 116 Rivervale Dr, Bainbridge, GA 39817

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,993 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2020)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Mar 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B069C-059-000`

Property Details

APN / Parcel Number

Primary APN	`B069C-059-000`
Alternative APNs	`B069C00000059000` `16527`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,993 sqft Heated Area
1st Floor Area	1,993 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	849 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	420 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16527
Street Address	116 RIVERVALE DR
City	BAINBRIDGE
State	GA
Zip	39817-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	460 758 116 RIVERVALE DR
Legal Subdivision	RIVER VALE PHASE II ADDITION
Legal Block	II
Legal Lot Number	21
Jurisdiction	DECATUR GA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4033
Census Tract	970100

Owner

116 Rivervale Dr is owned and occupied by an individual who bought it in June 2020.

Source: Decatur County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2016	Deed of Trust, Mortgage · Line of Credit FIRST PORT CITY BANK
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL
Aug 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Jun 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	Oct 22, 2015 · Amount on File
Deed Document Number	2020545
Deed Book / Page	460 / 758
Record Updated	Sep 20, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000392/23
Date	Jan 14, 2016
Book Page	392/23

Lender

Name	FIRST PORT CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2021

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443

Mortgage

Document Number	0000000511/0000000184
Date	Mar 14, 2023
Book Page	0000000511/0000000184

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000429/472
Date	May 30, 2018
Book Page	429/472

Lender

Name	SOUTHPOINT FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443

Mortgage

Document Number	0000000432/0000000640
Date	Aug 16, 2018
Book Page	0000000432/0000000640

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443

Mortgage

Document Number	0000000460/0000000761
Date	Jun 19, 2020
Book Page	0000000460/0000000761

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1023, BAINBRIDGE, GA 39818-1023

Mortgage

Document Number	0000000448/0000000742
Date	Sep 4, 2019
Book Page	0000000448/0000000742

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2020

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jun 19, 2020
Property Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443
Document Number	000460/758
Book / Page	460 / 758
Instrument Date	Jun 19, 2020
Instrument	2020-000545
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RIVERVALE DR, BAINBRIDGE, GA 39817-7443

Tax Assessment & Valuation

The 2025 property tax bill for 116 Rivervale Dr was $4,016.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00	$124,624 Land $10,000 Building $114,624	$311,560 Land $25,000 Building $286,560
2023	$3,225.00 (+5.67%)	$104,575 Land $10,000 Building $94,575	$261,437 Land $25,000 Building $236,437
2022	$3,052.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Rivervale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	3 (1994–2020)
Most Recent Claim	Mar 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Rivervale Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Bainbridge Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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