116 River Rd, Mc Gregor, IA 52157 Property Records

Clayton County property record for 116 River Rd, Mc Gregor, IA 52157

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 900 sqft · built 1969
Lot Size	0.065 acres (2,850 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Aug 2020)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3426101005`

Property Details

APN / Parcel Number

Primary APN	`3426101005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	900 sqft Living Area
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,850 sqft (0.065 acres)
Lot Dimensions	57 ft deep x 49 ft wide
Garage Type	Carport
Garage Area	176 sqft
Carport	Carport
Carport Area	176 sqft
Porch	Slab
Deck Area	306 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	116 RIVER RD
City	MC GREGOR
State	IA
Zip	52157
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 KELLOGGS SUBDV. 26 95 3 (MOBILE HOME)
Legal Range	3W
Legal Township	95N
Legal Section	26
Legal Subdivision	KELLOGGS SUBDV
Legal Lot Number	5
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1003
Census Tract	70100

Owner

116 River Rd, a mobile home, is owned by two individuals who bought it in August 2020.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	205 SE 2ND ST, ANKENY, IA 50021-3102
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Deed Document Number	20203134
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Aug 20, 2020
Property Address	116 RIVER RD, MC GREGOR, IA 52157
Document Number	2020R03134
Map Reference	PB 6 PG 33
Instrument Date	Aug 17, 2020
Instrument	2020R03134
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 SE 2ND ST, ANKENY, IA 50021-3102

Mortgage

Document Number	2020R03136
Date	Aug 20, 2020
Instrument	2020R03136

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 17, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 River Rd was $1,516, up 5.3% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+5.28%)	$96,745 Land $60,506 Building $36,239	$96,745 Land $60,506 Building $36,239
2024	$1,440.00
2023		$85,935 Land $54,978 Building $30,957	$85,935 Land $54,978 Building $30,957
2022	$1,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1986–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20