116 Richmond Run, Stem, NC 27581 Property Records

Granville County property record for 116 Richmond Run, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,436 sqft · built 2017
Lot Size	0.248 acres (10,837 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Oct 2017)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31232-46894329`

Property Details

APN / Parcel Number

Primary APN	`31232-46894329`
Alternative APNs	`087802652330` `087802 095` `88311301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,837 sqft (0.248 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	88311301
Street Address	116 RICHMOND RUN
City	STEM
State	NC
Zip	27581-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 123 MANGUM FARMS
Legal Subdivision	MANGUM FARMS
Legal Lot Number	123
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1039
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 RICHMOND RUN, STEM, NC 27581-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 21, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK
Oct 31, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Book / Page	1664 / 334
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	116 RICHMOND RUN, STEM, NC 27581-9007
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001895/140
Date	Mar 24, 2022
Book Page	1895/140

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	116 RICHMOND RUN, STEM, NC 27581-9007
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001631/655
Date	Feb 21, 2017
Book Page	1631/655

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Oct 31, 2017
Property Address	116 RICHMOND RUN, STEM, NC 27581-9007
Document Number	001664/334
Book / Page	1664 / 334
Map Reference	MB 35 PG 117&198
Instrument Date	Oct 18, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 OPERATIONS DR, 2330, DURHAM, NC 27705-2336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 RICHMOND RUN, STEM, NC 27581-9007

Mortgage

Document Number	0001664336
Date	Oct 31, 2017
Instrument	1664/336

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,144 (-) Land $50,000 Building $345,144
2025	$3,961.00 (+30.73%)	$395,144 (+72.64%) Land $50,000 Building $345,144	$395,144 (-) Land $50,000 Building $345,144
2024			$395,144 (+72.64%) Land $50,000 Building $345,144
2023	$3,030.00 (+0.36%)	$228,879 (-) Land $35,000 Building $193,879	$228,879 (-) Land $35,000 Building $193,879
2022	$3,019.00	$228,879 Land $35,000 Building $193,879	$228,879 Land $35,000 Building $193,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Richmond Run

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