116 Richards St, Dalzell, IL 61320 Property Records

Bureau County property record for 116 Richards St, Dalzell, IL 61320

Property Summary

Property Type	Single Family Home
Details	built 1984
Lot Size	0.256 acres (11,135 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2009)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Mar 2009 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-408-021`

Property Details

APN / Parcel Number

Primary APN	`18-24-408-021`
Alternative APN	`3616A`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,135 sqft (0.256 acres)
Lot Dimensions	131 ft deep x 85 ft wide

Location & Zoning

Account Number	1824408021
Street Address	116 RICHARDS ST
City	DALZELL
State	IL
Zip	61320-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DALZELL-BERNABEIS 4TH SD L 2 (85X 131) B 1399 P 95 D 09-1841
Legal Range	11
Legal Township	16
Legal Section	24
Legal Subdivision	BERNABEI 4TH ADD
Legal Lot Number	2
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1064
Census Tract	965100

Owner

116 Richards St is owned and occupied by an individual who bought it in March 2009.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	116 RICHARDS ST, DALZELL, IL 61320-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2005	Deed of Trust, Mortgage LASALLE NATIONAL BANK
Mar 31, 2009	Trustee's Deed, Foreclosure · Conventional Mortgage CITIZENS FIRST NATIONAL BANK
Jul 29, 2008	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2009 · Amount on File
Deed Sale	Mar 31, 2009 · Amount on File
Prior Sale	Nov 12, 2008 · Amount on File
Deed Document Number	2009_01841
Deed Book / Page	1399 / 95
Record Updated	Jun 8, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	116 RICHARDS ST, DALZELL, IL 61320-9712
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001232/774
Date	Dec 14, 2005
Book Page	1232/774
Instrument	057243

Lender

Name	LASALLE NATIONAL BANK
Type	Bank
Address	LA SALLE, IL 61301

Agreement

Amount	Amount on Record
Term	56 Months
Due	Aug 26, 2010

Interest

Rate	6.5%

March 2009: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 31, 2009
Property Address	116 RICHARDS ST, DALZELL, IL 61320-9712
Document Number	001399/095
Book / Page	1399 / 095
Instrument Date	Mar 24, 2009
Instrument	2009_01841
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 RICHARDS ST, DALZELL, IL 61320-9712

Mortgage

Document Number	0200901842
Date	Mar 31, 2009
Instrument	2009_01842

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 29, 2008
Property Address	116 RICHARDS ST, DALZELL, IL 61320-9712
Document Number	1362/287
Book / Page	1362 / 287
Instrument Date	Jun 11, 2008
Instrument	2008_04141
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 COLLEGE AVE, DALZELL, IL 61320

Mortgage

Document Number	001362/290
Date	Jul 29, 2008
Book Page	1362/290
Instrument	2008_04143

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 116 Richards St was $4,949 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Dalzell Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,949.00	$57,284 Land $6,643 Building $50,641	$171,852 Land $19,929 Building $151,923
2023		$49,481 Land $5,738 Building $43,743	$148,443 Land $17,214 Building $131,229
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Richards St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALZELL serves 663 people · EPA ID IL0110250
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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