116 Regulator Dr N, Cambridge, MD 21613 Property Records

Dorchester County property record for 116 Regulator Dr N, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,591 sqft · built 2008
Lot Size	0.283 acres (12,334 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Apr 2017)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-212216`

Property Details

APN / Parcel Number

Primary APN	`07-212216`
Alternative APN	`212216`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,591 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,334 sqft (0.283 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	534 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	212216
Street Address	116 REGULATOR DR N
City	CAMBRIDGE
State	MD
Zip	21613-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41-12,334 SQ FT N/S REGULATOR DR NO CAMBRIDGE
Legal Subdivision	LONGBOAT ESTATES
Legal Lot Number	41
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4035
Census Tract	970702

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU
May 24, 2018	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Apr 26, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	20171396-486
Deed Book / Page	1396 / 486
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017580277
Date	Aug 2, 2022
Book Page	1758/277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015800436
Date	Jun 24, 2020
Book Page	1580/436

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 24, 2018
Property Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322
Document Number	0014640163
Book / Page	1464 / 163
Map Reference	MB50 PG219-223
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322

Mortgage

Document Number	0001464168
Date	May 24, 2018
Instrument	1464/168

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 26, 2017
Property Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322
Document Number	0013960486
Book / Page	1396 / 486
Map Reference	MB50 PG219
Instrument Date	Apr 13, 2017
Instrument	1396-486
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 REGULATOR DR N, CAMBRIDGE, MD 21613-1322

Mortgage

Document Number	0001396494
Date	Apr 26, 2017
Instrument	1396-494

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,300 (+20.03%)	$396,700 (+25.9%) Land $41,800 Building $354,900
2025	$5,877.00 (+12.05%) Homeowner's exemption
2023	$5,245.00 (+74.6%) Homeowner's exemption	$285,167 (+5.54%)	$315,100 (+16.62%) Land $21,800 Building $293,300
2022	$3,004.00 Homeowner's exemption	$270,200 Land $26,800 Building $243,400	$270,200 Land $26,800 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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