116 Raper Cir, Lexington, NC 27295 Property Records

Davidson County property record for 116 Raper Cir, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1986
Lot Size	0.421 acres (18,360 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$958 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-006-C-000-0037`

Property Details

APN / Parcel Number

Primary APN	`03-006-C-000-0037`
Alternative APNs	`9241334` `9264358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Total Area
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,360 sqft (0.421 acres)
Lot Dimensions	180 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9264358
Street Address	116 RAPER CIR
City	LEXINGTON
State	NC
Zip	27295-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	P=16-194 L37 BK2566-1933 CARDINAL TERR
Legal Subdivision	CARDINAL TERRACE
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2011
Census Tract	60301

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20269926
Deed Book / Page	2758 / 2335
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 28, 2026
Property Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Document Number	0000009926
Book / Page	2758 / 2335
Instrument Date	May 27, 2026
Instrument	20269926
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Investor	Possibly a Property Investor

Mortgage

Document Number	0027582338,
Date	May 28, 2026
Instrument	20269927

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000009928,
Date	May 28, 2026
Book Page	2758/2353
Instrument	20269928

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 28, 2026
Property Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Document Number	0027582335
Book / Page	2758 / 2335
Instrument Date	May 27, 2026
Instrument	20269926
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009927,
Date	May 28, 2026
Instrument	20269927

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000009928,
Date	May 28, 2026
Book Page	2758/2353
Instrument	20269928

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Sep 13, 2022
Property Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Document Number	0025661933
Book / Page	2566 / 1933
Map Reference	MB 16 PG 194
Instrument Date	Sep 8, 2022
Instrument	2022020586
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 SCOTTSDALE LN, 423, CLEMMONS, NC 27012-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAPER CIR, LEXINGTON, NC 27295-5821

Mortgage

Document Number	2022020587
Date	Sep 13, 2022
Instrument	2022020587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 21, 2019
Property Address	116 RAPER CIR, LEXINGTON, NC 27295-5821
Document Number	0023621393
Book / Page	002362 / 001393
Instrument Date	Jun 20, 2019
Instrument	12155
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAPER CIR LEXINGTON NC 272955821, LEXINGTON, NC 27295-5821

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,070 (-)	$152,070 (-) Land $34,000 Building $118,070
2025	$958.00 (-1.54%)	$152,070 (-)	$152,070 (-) Land $34,000 Building $118,070
2023	$973.00	$152,070	$152,070 Land $34,000 Building $118,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raper Cir

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