116 Prospect St, Colchester, CT 06415 Property Records

Colchester Town property record for 116 Prospect St, Colchester, CT 06415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0003600`

Property Details

APN / Parcel Number

Primary APN	`A0003600`
Alternative APNs	`COLC M:018 B:000 L:044-000` `M:018 B:000 L:044=000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	A0003600
Street Address	116 PROSPECT ST
City	COLCHESTER
State	CT
Zip	06415-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Lot Number	44-0
Jurisdiction	COLCHESTER CT
Township / Civil Division	COLCHESTER
Census Block Group	3
Census Block	3010
Census Tract	714101

Owner

Source: Colchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 PROSPECT ST, COLCHESTER, CT 06415-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 28, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Book / Page	1418 / 146
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	116 PROSPECT ST, COLCHESTER, CT 06415-1467
Transaction Type	Mortgage
Record Updated	Apr 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001574-259
Date	Mar 21, 2025
Book Page	1574/259

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLCHESTER CT
Recording Date	Sep 28, 2020
Property Address	116 PROSPECT ST, COLCHESTER, CT 06415-1467
Document Number	1418-146
Book / Page	1418 / 146
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WARREN ST, NORWICH, CT 06360-3623

Mortgage

Document Number	1418149
Date	Sep 28, 2020
Instrument	1418/149

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Colchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Colchester Town
Unified School District	Colchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00	$144,200 (-) Land $36,000 Building $108,200	$100,940 Land $25,200 Building $75,740
2024	$4,314.00 (+9.91%)
2023	$3,925.00 (+0.51%)	$144,200 (-) Land $36,000 Building $108,200
2022	$3,905.00	$144,200 Land $36,000 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLCHESTER SEWER & WATER COMMISSION serves 4,020 people · EPA ID CT0280011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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