116 Prague St, San Mateo, CA 94401 Property Records

San Mateo County property record for 116 Prague St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,070 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jul 2024)
Tax Bill	$16,014 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`033-182-360`

Property Details

APN / Parcel Number

Primary APN	`033-182-360`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	920 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 PRAGUE ST
City	SAN MATEO
State	CA
Zip	94401-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 36 BLOCK 6 SHORE VIEW TRACT MAP NO 5 RSM 25/41 42 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 5
Legal Block	6
Legal Lot Number	36
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2001
Census Tract	606100

Owner

116 Prague St is owned and occupied by two individuals who bought it in July 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	202439867
Prior Transfer Date	Jan 18, 2018
Prior Transfer Doc	0000006614
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313

Mortgage

Document Number	0000010969
Date	Mar 5, 2026
Instrument	2026-010969

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313

Mortgage

Document Number	0000064024
Date	Nov 24, 2025
Instrument	2025-064024

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 1, 2018
Property Address	116 PRAGUE ST, SAN MATEO, CA 94401-1313
Document Number	0000006614
Instrument Date	Jan 18, 2018
Instrument	6614
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1479 ASCENSION DR SAN MATEO CA 944023646, SAN MATEO, CA 94402-3646

Tax Assessment & Valuation

The 2025 property tax bill for 116 Prague St was $16,014, up 16.7% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,275,000 (+2%) Land $887,400 Building $387,600
2025	$16,014.00 (+16.75%)	$1,250,000 Land $870,000 Building $380,000
2024	$13,717.00 (+2.47%)
2023	$13,387.00 (+1.03%)	$1,041,108 Land $520,554 Building $520,554	$1,019,790
2022	$13,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Prague St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2014)
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Prague St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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