116 Potomac Ct, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 116 Potomac Ct, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$380,000 (Feb 2024)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Feb 2024 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A4-1-215`

Property Details

APN / Parcel Number

Primary APN	`3A4-1-215`
Alternative APN	`24193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24193
Old Parcel Number	3A4-1-215
Street Address	116 POTOMAC CT
City	COLONIAL BEACH
State	VA
Zip	22443-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DM
Legal Description	RIVERSIDE MEADOWS LOT 215DB 976 PG 635 R/S
Legal Subdivision	RIVERSIDE MDWS
Legal Lot Number	215
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	116 POTOMAC CT, COLONIAL BEACH, VA 22443-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer GUARANTY TITLE AGENCY INC
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	09760635
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 12, 2024
Property Address	116 POTOMAC CT, COLONIAL BEACH, VA 22443-1340
Document Number	0009760635
Instrument Date	Feb 8, 2024
Instrument	09760635
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 POTOMAC CT, COLONIAL BEACH, VA 22443-1340

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Nov 18, 2020
Property Address	116 POTOMAC CT, COLONIAL BEACH, VA 22443-1340
Document Number	0009371794
Instrument Date	Nov 13, 2020
Instrument	09371794
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 POTOMAC CT, COLONIAL BEACH, VA 22443-1340

Mortgage

Document Number	0009371797
Date	Nov 18, 2020
Instrument	09371797

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+4.98%)	$246,000 (-) Land $47,500 Building $198,500	$246,000 (-) Land $47,500 Building $198,500
2023		$246,000 Land $47,500 Building $198,500	$246,000 Land $47,500 Building $198,500
2022	$984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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