Dare County property record for 116 Plover Dr, Duck, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,020 sqft · built 2013 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Oct 2011) |
| Tax Bill | $4,730 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 986917022288 |
| Primary APN | 986917022288 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Finished Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,500 sqft (0.448 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986917022288 |
|---|---|
| Street Address | 116 PLOVER DR |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 15 BLK: SEC: PL: 3 SL: 153 |
| Legal Subdivision | AMY ACRES |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
116 Plover Dr is owned by two individuals who bought it in October 2011.
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 376 LOMOND LOOP, CHESAPEAKE, VA 23322-4670 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2011 · Amount on File |
| Deed Sale | Oct 7, 2011 · Amount on File |
| Prior Sale | Mar 25, 2010 · Amount on File |
| Deed Document Number | 20116300141 |
| Deed Book / Page | 1877 / 389 |
| Prior Transfer Date | Mar 19, 2010 |
| Prior Transfer Doc | 001828/292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 116 PLOVER DR, DUCK, NC 27949-4507 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 401 JUSTIN QUAY, CHESAPEAKE, VA 23322-2173 |
| Document Number | 002730/193 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 2730/193 |
| Instrument | 700138537 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | 17 W MAIN ST, LURAY, VA 22835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
The 2026 property tax bill for 116 Plover Dr was $4,730.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,730.00 | $1,065,000 (-) Land $516,000 Building $549,000 | $1,065,000 Land $516,000 Building $549,000 |
| 2025 | $4,730.00 | $1,065,000 Land $516,000 Building $549,000 | |
| 2023 | $4,293.00 | $691,896 Land $241,900 Building $449,996 | |
| 2020 | $1,065,000 Land $516,000 Building $549,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Plover Dr in Zone X, an area of minimal flood risk, though there have been 732 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Plover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DARE COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, T-Mobile.
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