Lafayette County property record for 116 Peyton Cir, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,391 sqft · built 1999 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,575 (Feb 2025) |
| Tax Bill | $2,160 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2014 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182Y-09-184.00 |
| Primary APN | 182Y-09-184.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 3,391 sqft Living Area |
| 1st Floor Area | 2,534 sqft |
| 2nd Floor Area | 322 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 168 ft deep x 87.3 ft wide |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18879 |
|---|---|
| Street Address | 116 PEYTON CIR |
| City | OXFORD |
| State | MS |
| Zip | 38655-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 65 SOUTH OAKS S/D 1ST ADDITION PHASE I PREV APN: 114Q-09-048 |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 09 |
| Legal Subdivision | SOUTH OAKS SD |
| Legal Phase | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950505 |
116 Peyton Cir is owned and occupied by two individuals who bought it in February 2025.
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Jan 14, 2014 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Aug 14, 2009 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Jul 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Jul 5, 2005 | Warranty Deed, Transfer · Conventional Mortgage FRA MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on File |
| Deed Sale | Feb 24, 2025 · Amount on File |
| Prior Sale | Jul 5, 2005 · Amount on File |
| Deed Document Number | 20251588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201701538 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 201701538 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201400300 |
|---|---|
| Date | Jan 14, 2014 |
| Instrument | 201400300 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200907015 |
|---|---|
| Date | Aug 14, 2009 |
| Instrument | 200907015 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 18, 2025 |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Number | 0020256259 |
| Map Reference | CAB B SL 78 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 2025-6259 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 24, 2025 |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Number | 0020251588 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 2025-1588 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 W LEMON ST, LANCASTER, PA 17603-3322 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Number | 0020251591 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2025-1591 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 5, 2005 |
| Property Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Number | 0200506238 |
| Instrument Date | Jun 27, 2005 |
| Instrument | 200506238 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 787 SHADY OAKS CIR, OXFORD, MS 38655-5450 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 PEYTON CIR, OXFORD, MS 38655-8111 |
| Document Number | 0200506239 |
|---|---|
| Date | Jul 5, 2005 |
| Instrument | 200506239 |
| Name | FRA MORTGAGE |
|---|---|
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 116 Peyton Cir was $2,160 with a senior citizen's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,160.00 Senior Citizen's exemption | $30,584 | $305,840 Land $45,000 Building $260,840 |
| 2023 | $2,160.00 Senior Citizen's exemption | $24,103 | $241,030 Land $45,000 Building $196,030 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 116 Peyton Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Peyton Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| AT&T DSL | 100 / 20 |
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