116 Pepper Grass Dr, Elgin, SC 29045 Property Records

Richland County property record for 116 Pepper Grass Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 2005
Lot Size	0.12 acres (5,246 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Mar 2019)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25810-02-33`

Property Details

APN / Parcel Number

Primary APN	`25810-02-33`
Alternative APNs	`R25810-02-33` `01805835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,807 sqft Heated Area
Gross Area	2,210 sqft
1st Floor Area	777 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,246 sqft (0.12 acres)
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	01805835
Street Address	116 PEPPER GRASS DR
City	ELGIN
State	SC
Zip	29045-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-HD
Legal Description	LOT 71 36.6X96.3X80X80.1 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129 RB1065-1888
Legal Subdivision	SPEARS CREEK VILLAGE
Legal Lot Number	36,71
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1003
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 PEPPER GRASS DR, ELGIN, SC 29045-8257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	May 27, 2009 · Amount on Record
Deed Document Number	201915819
Deed Book / Page	2376 / 2106
Prior Transfer Date	Mar 13, 2009
Prior Transfer Doc	0015100567
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 6, 2019
Property Address	116 PEPPER GRASS DR, ELGIN, SC 29045-8257
Document Number	2376/2106
Book / Page	002376 / 002106
Instrument Date	Mar 6, 2019
Instrument	15819
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$519.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PEPPER GRASS DR ELGIN SC 290458257, ELGIN, SC 29045-8257

Mortgage

Document Number	2376/2109
Date	Mar 6, 2019
Book Page	002376/002109
Instrument	15820

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (+13.91%)	$161,600 (-)	$222,000 (-) Land $34,000 Building $188,000
2024		$161,600 (+2,775.44%)	$222,000 (+58.01%) Land $34,000 Building $188,000
2023	$1,517.00 (+1.13%)	$5,620 (-)	$140,500 (-)
2021	$1,500.00	$5,620	$140,500 Land $24,000 Building $116,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20