116 Pearce Pl, Urbana, OH 43078 Property Records

Champaign County property record for 116 Pearce Pl, Urbana, OH 43078

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,386 sqft · built 1989
Lot Size	0.045 acres (1,977 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2023)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Feb 2023 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`036184-6`

Property Details

APN / Parcel Number

Primary APN	`036184-6`
Alternative APN	`K48-25-11-02-31-041-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	1,977 sqft (0.045 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	036184-6
Street Address	116 PEARCE PL
City	URBANA
State	OH
Zip	43078-9488
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RTS 11-05-22 __ OLDE TOWNE CONDOS PHASE III UNIT 21ANNEXED INTO CITY FROM K41-11-11-22-00-021-14
Legal Subdivision	OLDE TOWNE CONDOS
Legal Phase	3
Legal Unit	21
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1017
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 PEARCE PL, URBANA, OH 43078-9488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage PERPETUAL FSB
Feb 22, 2023	Warranty Deed, Transfer TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC
Feb 10, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 4, 2022	Transfer on Death Deed, Transfer
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NEW CARLISLE FEDERAL SAVINGS BANK
Jul 6, 2021	Affidavit of Death of Joint Tenant, Transfer CITY TITLE AGENCY
Jul 6, 2021	Warranty Deed, Transfer CITY TITLE AGENCY
Jan 10, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2023686
Deed Book / Page	589 / 3077
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	00589/2542
Record Updated	Sep 20, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00439/1525
Date	Apr 4, 2005
Book Page	439/1525
Instrument	200500002161

Lender

Name	PERPETUAL FSB
Address	URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2020

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 22, 2023
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00589/3077
Book / Page	589 / 3077
Map Reference	MB 237 PG 155
Instrument Date	Feb 15, 2023
Instrument	202300000686
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	116 PEARCE PL # 21, 21, URBANA, OH 43078-9488
Investor	Possibly a Property Investor

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Feb 10, 2023
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00589/2542
Book / Page	589 / 2542
Map Reference	MB 237 PG 155
Instrument Date	Jan 18, 2023
Instrument	202300000583
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 REGENT AVE, SPRINGFIELD, OH 45503-5966

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 4, 2022
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	000584/262
Book / Page	584 / 262
Map Reference	MB 237 PG 155
Instrument Date	Jan 5, 2022
Instrument	202200001165
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 6, 2021
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00579/1646
Book / Page	579 / 1646
Map Reference	MB 237 PG 155
Instrument Date	Jun 23, 2021
Instrument	202100003785
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PEARCE PL # 21, 21, URBANA, OH 43078-9488

Mortgage

Document Number	202100003786
Date	Jul 6, 2021
Instrument	202100003786

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 6, 2021
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00579/1641
Book / Page	579 / 1641
Map Reference	CAB 2 SL 92-95
Instrument Date	Jun 23, 2021
Instrument	202100003783
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	CITY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 6, 2021
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00579/1644
Book / Page	579 / 1644
Map Reference	CAB 2 SL 92-95
Instrument Date	Jun 17, 2021
Instrument	202100003784
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PEARCE PL # 21, 21, URBANA, OH 43078-9488

January 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 10, 2020
Property Address	116 PEARCE PL, URBANA, OH 43078-9488
Document Number	00569/2597
Book / Page	569 / 2597
Instrument Date	Dec 5, 2019
Instrument	202000000150
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (-12.45%)	$61,680 (+33.19%) Land $9,800 Building $51,880	$176,240 (+33.2%) Land $28,000 Building $148,240
2023	$1,976.00 (+25.38%)	$46,310 (-) Land $6,720 Building $39,590
2022	$1,576.00 Homeowner's exemption Senior Citizen's exemption	$46,310 Land $6,720 Building $39,590	$132,310 Land $19,200 Building $113,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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