Gaston County property record for 116 Patrick St, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,510 sqft · built 1947 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Nov 2018) |
| Tax Bill | $2,854 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104742 |
| Primary APN | 104742 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Heated Area |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Porch | Porch |
| Porch Area | 132 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 116 PATRICK ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | B M WARREN L 1,2 & P/3,10 01 025 112 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 32100 |
116 Patrick St is owned and occupied by two individuals who bought it in November 2018.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 PATRICK ST, GASTONIA, NC 28054-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 29, 2018 | Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Prior Sale | Sep 18, 2014 · Amount on File |
| Deed Book / Page | 5013 / 638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 116 PATRICK ST, GASTONIA, NC 28054-4224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0052802000 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 5280/2000 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 116 PATRICK ST, GASTONIA, NC 28054-4224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050672003 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 5067/2003 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 29, 2018 |
| Property Address | 116 PATRICK ST, GASTONIA, NC 28054-4224 |
| Document Number | 0050130638 |
| Book / Page | 005013 / 000638 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 PATRICK ST GASTONIA NC 280544224, GASTONIA, NC 28054-4224 |
| Document Number | 50130641 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 005013/000641 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2048 |
The 2026 property tax bill for 116 Patrick St was $2,854.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,854.00 | $266,980 Land $20,140 Building $246,840 | |
| 2023 | $2,883.00 | $266,980 Land $20,140 Building $246,840 | |
| 2021 | $145,370 Land $16,560 Building $128,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Patrick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 Patrick St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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