Montgomery County property record for 116 Oconee, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 1987 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $38,000 (Jan 1987) |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6577 16 82 1620 |
| Primary APN | 6577 16 82 1620 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,926 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Shingle |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 184 ft deep x 86 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 5923 |
|---|---|
| Street Address | 116 OCONEE |
| City | TROY |
| State | NC |
| Zip | 27371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | WOODRUN LOT 1295 WOODRUN #1295 |
| Legal Subdivision | WOODRUN SUBDIVISION |
| Legal Lot Number | 1295 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | UWHARRIE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 960301 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2205 MADISON AVE, GREENSBORO, NC 27403-1513 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1987 · Amount on Record |
| Deed Sale | Jan 1, 1987 · Amount on Record |
| Deed Book / Page | 225 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 116 OCONEE, TROY, NC 27371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00826/0650 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 0826/0650 |
| Instrument | 358778 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 116 OCONEE, TROY, NC 27371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000888/53 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 888/53 |
| Instrument | 371133 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,424 (-) Land $185,416 Building $213,008 | $398,424 (-) Land $185,416 Building $213,008 | |
| 2025 | $2,703.00 | $398,424 (-) Land $185,416 Building $213,008 | $398,424 (-) Land $185,416 Building $213,008 |
| 2023 | $398,424 Land $185,416 Building $213,008 | $398,424 Land $185,416 Building $213,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
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