116 Oak Tree Ct, Troy, MO 63379 Property Records

Lincoln County property record for 116 Oak Tree Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,375 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$293,800 (Oct 2020)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-03-000-000-004.002`

Property Details

APN / Parcel Number

Primary APN	`19-20-03-000-000-004.002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,375 sqft Living Area
Basement Area	2,155 sqft
Unfinished Basement	2,155 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	116 OAK TREE CT
City	TROY
State	MO
Zip	63379-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 SOUTHGATE ESTATES PLAT II
Legal Range	01W
Legal Township	48N
Legal Section	03
Legal Subdivision	SOUTHGATE
Legal Lot Number	42
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3039
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 OAK TREE CT, TROY, MO 63379-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage ENDEAVOR CAPITAL LLC
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Jan 3, 2024	Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAPITAL LLC
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	202011823
Deed Book / Page	2453 / 750
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	2453/750
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	116 OAK TREE CT, TROY, MO 63379-2263
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK TREE CT, TROY, MO 63379-2263

Mortgage

Document Number	002514/594
Date	Oct 7, 2025
Book Page	2514/594
Instrument	2025008143

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	116 OAK TREE CT, TROY, MO 63379-2263
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK TREE CT, TROY, MO 63379-2263

Mortgage

Document Number	002495/357
Date	Nov 8, 2023
Book Page	2495/357
Instrument	2023008601

Lender

Name	SIMMONS BANK
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 3, 2024
Property Address	116 OAK TREE CT, TROY, MO 63379-2263
Document Number	002496/752
Book / Page	2496 / 752
Map Reference	MB 11 PG 39
Instrument Date	Dec 27, 2023
Instrument	2024000047
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21264 OAK TRL, WARRENTON, MO 63383-3022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK TREE CT, TROY, MO 63379-2263

Mortgage

Document Number	2024000048
Date	Jan 3, 2024
Instrument	2024000048

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Oct 14, 2020
Property Address	116 OAK TREE CT, TROY, MO 63379-2263
Document Number	2453/750
Book / Page	2453 / 750
Map Reference	MB 11 PG 39
Instrument Date	Sep 30, 2020
Instrument	2020011823
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK TREE CT, TROY, MO 63379-2263

Mortgage

Document Number	2020011824
Date	Oct 14, 2020
Instrument	2020011824

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,665 (-) Land $7,505 Building $63,160
2025	$4,319.00 (+7.09%)	$70,665 (+8.57%) Land $7,505 Building $63,160	$371,920 (+8.57%) Land $39,500 Building $332,420
2023	$4,033.00 (+4.92%)	$65,085 Land $6,365 Building $58,720	$342,550 Land $33,500 Building $309,050
2022	$3,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Wisper ISP.

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