116 Oak St, Rincon, GA 31326 Property Records

Effingham County property record for 116 Oak St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,088 sqft · built 1986
Lot Size	0.002 acres (90,169 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2024)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2013 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`0450D-011-000`

Property Details

APN / Parcel Number

Primary APN	`0450D-011-000`
Alternative APNs	`04500017000` `0450D011` `17600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	90,169 sqft (0.002 acres)
Garage Area	696 sqft

Exterior Amenities

Porch	Slab
Porch Area	612 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17600
Street Address	116 OAK ST
City	RINCON
State	GA
Zip	31326-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	2.07 AC LOT 2 (SPLT 450D-11A&B) PLT 30/88
Legal Subdivision	L & B SUBD
Legal Lot Number	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1013
Census Tract	30306

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 OAK ST, RINCON, GA 31326-5461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 1, 2013	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA HERITAGE FCU
Jul 8, 2024	Warranty Deed, Transfer
Jul 8, 2024	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Jul 8, 2024 · Amount on Record
Deed Book / Page	2918 / 859
Prior Transfer Date	Jul 1, 2024
Prior Transfer Doc	002918/750
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	116 OAK ST, RINCON, GA 31326-5461
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST, RINCON, GA 31326-5461

Mortgage

Document Number	0000002991/0000000606
Date	Aug 26, 2025
Book Page	0000002991/0000000606
Instrument	D2025006624

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	116 OAK ST, RINCON, GA 31326-5461
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002205/459
Date	Aug 1, 2013
Book Page	2205/459

Lender

Name	GEORGIA HERITAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2023

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2024
Property Address	116 OAK ST, RINCON, GA 31326-5461
Document Number	002918/859
Book / Page	2918 / 859
Instrument Date	Jul 8, 2024
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Amount	Amount Recorded
Tax	$2.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST, RINCON, GA 31326-5461

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2024
Property Address	116 OAK ST, RINCON, GA 31326-5461
Document Number	002918/750
Book / Page	2918 / 750
Instrument Date	Jul 1, 2024
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST, RINCON, GA 31326-5461

Mortgage

Document Number	0002918752
Date	Jul 8, 2024
Instrument	2918/752

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000002918/0000000862
Date	Jul 8, 2024
Book Page	0000002918/0000000862

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 25, 2021
Property Address	116 OAK ST, RINCON, GA 31326-5461
Document Number	2687/30
Book / Page	2687 / 30
Instrument Date	Mar 25, 2021
Instrument	2021-001079
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK DR, BLOOMINGDALE, GA 31302-4043

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,289 (-20.94%) Land $52,584 Building $71,705	$310,724 (-20.94%) Land $131,461 Building $179,263
2025	$5,146.00 (+189.43%)	$157,215 (+106.36%) Land $85,510 Building $71,705	$393,039 (+106.36%) Land $213,776 Building $179,263
2024	$1,778.00 (-29.16%) Homeowner's exemption	$76,184 (-24.98%) Land $39,982 Building $36,202	$190,460 (-24.98%) Land $99,954 Building $90,506
2022	$2,510.00 Homeowner's exemption	$101,548 Land $62,122 Building $39,426	$253,868 Land $155,304 Building $98,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADDLEFORD PLANTATION SUBDIVISION private · serves 192 people · EPA ID GA1030079
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Planters Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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