116 Oak St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 116 Oak St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,511 sqft · built 1994
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Sep 2019)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00278-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`13-00278-0000-00001-02`
Alternative APNs	`13002780000000010002` `10000905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,511 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10000905
Street Address	116 OAK ST
City	FORKED RIVER
State	NJ
Zip	08731-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 140
Legal Subdivision	MINOR SUB PLAN
Legal Block	278
Legal Lot Number	1.2
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2034
Census Tract	732003

Owner

116 Oak St is owned and occupied by an individual who bought it in September 2019.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	116 OAK ST, FORKED RIVER, NJ 08731-4220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Sep 6, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jun 21, 2001 · Amount on File
Deed Document Number	201987814
Deed Book / Page	17596 / 1816
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	116 OAK ST, FORKED RIVER, NJ 08731-4220
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167710451
Date	Jun 15, 2017
Book Page	16771/451
Instrument	2017061092

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jun 10, 2023

Interest

Rate Type	Fixed Rate

September 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 6, 2019
Property Address	116 OAK ST, FORKED RIVER, NJ 08731-4220
Document Number	0175961816
Book / Page	17596 / 1816
Map Reference	MAP G-2519
Instrument Date	Aug 17, 2019
Instrument	2019087814
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COASTLINE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3202 TIMBERLINE DR, 3202, JOHNS ISLAND, SC 29455-8325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST, FORKED RIVER, NJ 08731-4220

Mortgage

Document Number	2019087815
Date	Sep 6, 2019
Instrument	2019087815

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 116 Oak St was $6,053, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,300 (-) Land $83,000 Building $138,300	$221,300 (-) Land $83,000 Building $138,300
2025	$6,053.00 (+7.95%)	$221,300 Land $83,000 Building $138,300	$221,300 Land $83,000 Building $138,300
2024	$5,607.00
2023		$221,300 Land $83,000 Building $138,300	$221,300 Land $83,000 Building $138,300
2022	$5,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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