116 Oak St, Alabaster, AL 35114 Property Records

Shelby County property record for 116 Oak St, Alabaster, AL 35114

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1973
Lot Size	0.456 acres (19,890 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2025)
Tax Bill	$3,479 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2012 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`232040001051000`

Property Details

APN / Parcel Number

Primary APN	`232040001051000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Heated Area
1st Floor Area	1,564 sqft
Basement Area	1,512 sqft
Unfinished Basement	454 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,890 sqft (0.456 acres)
Lot Dimensions	170 ft deep x 117 ft wide
Garage Type	Basement
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 OAK ST
City	ALABASTER
State	AL
Zip	35114-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 4 21S 03W NBRHD: 02 WOODLAND HILLS R-2
Legal Range	03W
Legal Township	21S
Legal Section	04
Legal Subdivision	WOODLAND HILLS SUBDIVISION
Legal Lot Number	10
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1006
Census Tract	30607

Owner

116 Oak St is owned and occupied by an individual who bought it in August 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	116 OAK ST, ALABASTER, AL 35114-6034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 18, 2012	Loan Modification, Mortgage · Conventional Mortgage STANWICH MTG LOAN TRUST E (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	May 7, 2025 · Amount on File
Deed Document Number	2025246300
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	116 OAK ST, ALABASTER, AL 35114-6034
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST, MAYLENE, AL 35114-6034

Mortgage

Document Number	0000315040
Date	Aug 12, 2022
Instrument	20220812000315040

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

July 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY AL
Property Address	116 OAK ST, ALABASTER, AL 35114-6034
Document Number	0000026640
Instrument Date	Jul 18, 2012
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK ST MAYLENE AL 351146034, MAYLENE, AL 35114-6034

Mortgage

Document Number	0000026640
Date	Jan 21, 2020
Instrument	26640

Lender

Name	STANWICH MTG LOAN TRUST E (CT)
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jan 20, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 116 Oak St was $3,479 with a homeowner's exemption, up 188.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,479.00 (+188.71%) Homeowner's exemption
2025	$1,205.00	$22,320	$223,100 Land $70,000 Building $153,100
2023	$1,061.00 Homeowner's exemption	$20,420	$204,100 Land $70,000 Building $134,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Oak St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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