Kent County property record for 116 Oak Leaf Dr, Chestertown, MD 21620
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,947 sqft · built 2004 |
| Lot Size | 0.097 acres (4,212 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,500 (May 2025) |
| Tax Bill | $3,312 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-027671 |
| Primary APN | 04-027671 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,947 sqft Total Area |
| Utility Area | 32 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,212 sqft (0.097 acres) |
| Garage Type | Built-in |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027671 |
|---|---|
| Street Address | 116 OAK LEAF DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-1180 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3/R4 |
| Legal Description | LOT 26 - 4,212 SQ FT 116 OAK LEAF DR CHESTERTOWN |
| Legal Subdivision | OAKSTREET, LLC |
| Legal Lot Number | 26 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950300 |
116 Oak Leaf Dr, a townhouse, is owned and occupied by an individual who bought it in May 2025.
Source: Kent County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 OAK LEAF DR, CHESTERTOWN, MD 21620-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on File |
| Deed Sale | May 7, 2025 · Amount on File |
| Prior Sale | Feb 24, 2004 · Amount on File |
| Deed Book / Page | 1428 / 95 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 116 Oak Leaf Dr was $3,312 with a homeowner's exemption, up 5.4% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Chestertown Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,312.00 (+5.38%) Homeowner's exemption | $226,100 | $277,100 Land $60,000 Building $217,100 |
| 2025 | $3,143.00 Homeowner's exemption | ||
| 2023 | $2,583.00 Homeowner's exemption | $181,600 | $200,600 Land $60,000 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Oak Leaf Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Oak Leaf Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.
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