116 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 116 North St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,180 sqft · built 1861
Lot Size	0.64 acres (27,865 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Aug 2019)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B4042R`

Property Details

APN / Parcel Number

Primary APN	`B4042R`
Alternative APNs	`SACO M:039 L:063 U:000-000` `M:039 L:063 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	6,217 sqft
1st Floor Area	1,079 sqft
Attic	Attic
Attic Area	1,492 sqft
Basement Area	1,067 sqft
Unfinished Basement	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1861
Effective Year Built	Effective 1861
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,865 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B4042R
Street Address	116 NORTH ST
City	SACO
State	ME
Zip	04072-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	63
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3000
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 North St is owned and occupied by an individual who bought it in August 2019.

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	116 NORTH ST, SACO, ME 04072-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Balloon Mortgage EVERGREEN CREDIT UNION
Apr 4, 2020	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
Oct 17, 2018	Warranty Deed, Transfer RED DOOR TITLE
Sep 28, 2018	Warranty Deed, Transfer EVERGREEN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on File
Deed Sale	Aug 21, 2019 · Amount on File
Prior Sale	Sep 12, 2018
Deed Document Number	201934351
Deed Book / Page	18025 / 744
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	Aug 21, 2026
Property Address	116 NORTH ST, SACO, ME 04072-1927
Document Number	0000032009
Book / Page	19978 / 146
Instrument Date	Aug 6, 2026
Instrument	202632009
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NORTH ST, SACO, ME 04072-1927

Mortgage

Document Number	0000032009,
Date	Aug 21, 2026
Book Page	19978/146
Instrument	202632009

Lender

Name	EVERGREEN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	116 NORTH ST, SACO, ME 04072-1927
Document Number	0182230136
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NORTH ST SACO ME 040721927, SACO, ME 04072-1927

Mortgage

Document Number	0182230136
Date	Apr 21, 2020
Book Page	018223/000136
Instrument	16794

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 17, 2018
Property Address	116 NORTH ST, SACO, ME 04072-1927
Document Number	0178240617
Book / Page	017824 / 000617
Instrument Date	Oct 12, 2018
Instrument	43949
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	RED DOOR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 NORTH ST SACO ME 040721927, SACO, ME 04072-1927

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 28, 2018
Property Address	116 NORTH ST, SACO, ME 04072-1927
Document Number	0178110456
Book / Page	017811 / 000456
Instrument Date	Sep 28, 2018
Instrument	41026
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATLANTIC COASTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NORTH ST SACO ME 040721927, SACO, ME 04072-1927

Mortgage

Document Number	178110458
Date	Sep 28, 2018
Book Page	017811/000458
Instrument	41027

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 North St was $4,910, down 8.2% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,910.00 (-8.16%)	$345,800 (-9.12%) Land $96,400 Building $249,400
2024	$5,346.00	$380,500 Land $96,400 Building $284,100	$533,805
2022	$5,010.00	$273,300 Land $73,600 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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