116 North St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 116 North St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1958
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$1,550,000 (Dec 2025)
Tax Bill	$18,699 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-10-2-45`

Property Details

APN / Parcel Number

Primary APN	`551400 146-10-2-45`
Alternative APN	`140014601000020450000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	116 NORTH ST
City	RYE
State	NY
Zip	10580-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAP OF PROPERTY OF MARY HOULIHAN
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3023
Census Tract	7700

Owner

116 North St is owned by an individual who bought it in December 2025.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	618 FOREST AVE, RYE, NY 10580-3346
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Feb 20, 2004 · Amount on File
Deed Document Number	20253570
Prior Transfer Date	Nov 2, 1994
Prior Transfer Doc	1102000131
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 22, 2025
Property Address	116 NORTH ST, RYE, NY 10580-1518
Document Number	0653463570
Map Reference	MAP 1828
Instrument Date	Dec 15, 2025
Instrument	653463570
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 TOMAHAWK ST, YORKTOWN HEIGHTS, NY 10598-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 FOREST AVE, RYE, NY 10580-3346

Mortgage

Document Number	0653523147
Date	Dec 22, 2025
Instrument	653523147

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 116 North St was $18,699, down 58.2% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,699.00 (-58.15%)
2025	$44,682.00	$14,750 (-) Land $6,100 Building $8,650	$1,250,000 (+6.78%) Land $516,949 Building $733,051
2024		$14,750 (-) Land $6,100 Building $8,650	$1,170,635 (+2.38%) Land $484,127 Building $686,508
2023		$14,750 Land $6,100 Building $8,650	$1,143,411 Land $472,868 Building $670,543
2020	$15,963.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 North St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	24 (1978–2023)
Claims Outside the SFHA	18 of 24
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20