116 N Railroad Ave, Willcox, AZ 85643 Property Records

Cochise County property record for 116 N Railroad Ave, Willcox, AZ 85643

Property Summary

Property TypeOther
Details3,525 sqft · built 1927
Lot Size0.381 acres (16,600 sqft)
OwnerCompany Name on File
Deeds & MortgagesJun 2023 Mortgage
Feb 2019 Sale & Line of Credit
Flood ZoneZone AO (high risk)
APN203-28-240D

Property Details

APN / Parcel Number

Primary APN203-28-240D
Alternative APN
  • 203-28-240D0

Interior

Stories1 Story
Building Area3,525 sqft Living Area
1st Floor Area3,525 sqft
Basement Area500 sqft

Exterior

Year BuiltBuilt 1927
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof TypeSteel Frame/Truss
Lot Area16,600 sqft (0.381 acres)
Canopy270 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number203-28-240D0
Street Address116 N RAILROAD AVE
CityWILLCOX
StateAZ
Zip85643-2132
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionWILLCOX TWNSTE NLY 31' OF LOT 10 & ALL OF LOTS 11 12 & 13 & S10' OF THE E70' OF LOT 14 BLK 31
Legal SubdivisionWILLCOX
Legal Block31
Legal Lot Number10-14
Legal Unit1014
JurisdictionCOCHISE AZ
Township / Civil DivisionWILLCOX
Census Block Group3
Census Block3086
Census Tract202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Railroad Avenue Historic District
listed 1987 · 16 contributing resources · NRIS 87000751

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 N Railroad Ave is owned by a company and is owner-occupied.

Source: Cochise County records, as of March 2, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 217, WILLCOX, AZ 85644-0217
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Feb 14, 2019Grant Deed, Transfer · Line of Credit
WESTERN BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address116 N RAILROAD AVE, WILLCOX, AZ 85643-2132
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010802
DateJun 16, 2023
Instrument2023-10802
Lender
NameUSDA
TypeGovernment Agency
AddressSEATTLE, WA 98174
Agreement
TypeUSDA Mortgage
AmountAmount on Record

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOCHISE AZ
Recording DateFeb 14, 2019
Property Address116 N RAILROAD AVE, WILLCOX, AZ 85643-2132
Document Number0000002891
Instrument DateFeb 14, 2019
Instrument2891
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 217 WILLCOX AZ 856440217, WILLCOX, AZ 85644-0217

Mortgage

Document Number2892
DateFeb 14, 2019
Instrument2892
Lender
NameWESTERN BK
TypeBank
AddressWILLCOX, AZ 85644
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityWillcox City
Unified School DistrictWillcox Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,699 Land $3,735 Building $45,964$331,327 Land $24,900 Building $306,427
2025Additional exemption filed
2024$49,699 Land $3,735 Building $45,964$331,327 Land $24,900 Building $306,427
2023Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 N Railroad Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (1983–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 N Railroad Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WILLCOX
serves 3,236 people · EPA ID AZ0402035
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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