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116 N Queen St, Chestertown, MD 21620 Property Records

Kent County property record for 116 N Queen St, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,110 sqft · built 1920
Lot Size0.144 acres (6,285 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jun 2023)
Tax Bill$6,291 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN04-021746

Property Details

APN / Parcel Number

Primary APN04-021746
Alternative APNs
  • 4021746
  • 021746

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,110 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area6,285 sqft (0.144 acres)
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number021746
Street Address116 N QUEEN ST
CityCHESTERTOWN
StateMD
Zip21620-1536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 6,285 SQ FT 116 N QUEEN ST CHESTERTOWN
Legal SubdivisionCHESTERTOWN
Legal Lot Number6
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group4
Census Block4018
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestertown Historic District
listed 1970 · 50 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 N Queen St is owned by two individuals who bought it in June 2023.

Source: Kent County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1 RUSTIC LN, MALVERN, PA 19355-2967
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed, Transfer · Stand-Alone First Mortgage
CHESAPEAKE BANK & TRUST COMPANY
May 7, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Prior SaleJul 14, 2011 · Amount on File
Deed Book / Page1311 / 280
Prior Transfer DateMay 7, 2018
Prior Transfer Doc0009430149
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateJun 1, 2023
Property Address116 N QUEEN ST, CHESTERTOWN, MD 21620-1536
Document Number0013110280
Book / Page1311 / 280
Instrument DateJun 1, 2023
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1 RUSTIC LN, MALVERN, PA 19355-2967

Mortgage

Document Number0013110286
DateJun 1, 2023
Instrument1311-0286
Lender
NameCHESAPEAKE BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT MD
Recording DateMay 7, 2018
Property Address116 N QUEEN ST, CHESTERTOWN, MD 21620-1536
Document Number0009430149
Book / Page000943 / 000149
Instrument DateMay 7, 2018
Transaction TypeTransfer
Record UpdatedMay 14, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 N QUEEN ST CHESTERTOWN MD 216201536, CHESTERTOWN, MD 21620-1536

Tax Assessment & Valuation

The 2026 property tax bill for 116 N Queen St was $6,291, up 29.5% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityChestertown Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,291.00 (+29.47%)$401,467$584,200 Land $254,200 Building $330,000
2025$4,859.00
2023$4,095.00$278,700$310,100 Land $104,200 Building $205,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 N Queen St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 individual policies
Nearby Flood Policies52 units insured
incl. 12 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA1 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 N Queen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESTERTOWN
serves 5,400 people · EPA ID MD0140002
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
IQ Fiber
Fiber		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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