116 N Main St, Dix, IL 62830 Property Records

Jefferson County property record for 116 N Main St, Dix, IL 62830

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,728 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Feb 2022)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-169-001`

Property Details

APN / Parcel Number

Primary APN	`02-13-169-001`

Exterior

Lot Area	6,728 sqft (0.15 acres)
Lot Dimensions	115 ft deep x 58 ft wide

Location & Zoning

Street Address	116 N MAIN ST
City	DIX
State	IL
Zip	62830-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT 36
Legal Subdivision	THE ORIGINAL TOWN
Legal Lot Number	36
Jurisdiction	JEFFERSON IL
Township / Civil Division	ROME
Census Block Group	3
Census Block	3046
Census Tract	50100

Owner

116 N Main St is owned and occupied by an individual who bought it in February 2022.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	116 N MAIN ST, DIX, IL 62830-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · ARM COMMUNITY FIRST BANK OF THE HEARTLAND
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Aug 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST BANK OF THE HEARTLA
Jun 8, 2017	Warranty Deed, Transfer · ARM COMMUNITY FIRST BANK OF THE HEARTLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	2022441
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	201403842
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	116 N MAIN ST, DIX, IL 62830-1527
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702956
Date	Jun 19, 2017
Instrument	201702956

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	3 Years
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	3-Year CMT
Max Rate	12.3%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	116 N MAIN ST, DIX, IL 62830-1527
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704355
Date	Sep 15, 2017
Instrument	201704355

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	116 N MAIN ST, DIX, IL 62830-1527
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201604129
Date	Aug 15, 2016
Instrument	201604129

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Sep 1, 2030

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Feb 1, 2022
Property Address	116 N MAIN ST, DIX, IL 62830-1527
Document Number	0202200441
Instrument Date	Jan 28, 2022
Instrument	202200441
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200442
Date	Feb 1, 2022
Instrument	202200442

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 8, 2017
Property Address	116 N MAIN ST, DIX, IL 62830-1527
Document Number	201702846
Instrument Date	May 31, 2017
Instrument	201702846
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 3RD ST, INA, IL 62846-1123

Mortgage

Document Number	0201702847
Date	Jun 8, 2017
Instrument	201702847

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	3 Years
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	3-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 116 N Main St was $1,459 with a homeowner's exemption, up 4.1% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Rome Township
Municipality	Dix Village
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+4.14%)	$32,070 Land $1,462 Building $30,608	$96,210 Land $4,386 Building $91,824
2024	$1,401.00
2022		$23,119 Land $1,054 Building $22,065	$69,357 Land $3,162 Building $66,195
2021	$1,137.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIX-KELL WATER COMMSSION serves 1,972 people · EPA ID IL0815100
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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