116 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 116 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,198 sqft · built 1889
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Jun 2026 Foreclosure Aug 2022 Mortgage
APN	`04-30-0-225-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-225-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,096 sqft
Deck Area	98 sqft
Patio Area	98 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	116 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH O FALLON LOT/SEC-16 N 2/3 A02757817
Legal Subdivision	NORTH O FALLON
Legal Block	225
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1030
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 CREDIT UNION WAY, EDWARDSVILLE, IL 62025-3504
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Foreclosure, Transfer
Aug 30, 2022	· Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026
Deed Sale	Jun 5, 2026
Prior Sale	Aug 29, 2005 · Amount on Record
Deed Document Number	20262885615
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0002757817
Record Updated	Oct 29, 2026

June 2026: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	ST CLAIR IL
Recording Date	Jun 5, 2026
Property Address	116 N CHERRY ST, O FALLON, IL 62269-1172
Document Number	0A02885615
Instrument Date	May 27, 2026
Instrument	20262885615
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2022:

Jurisdiction	ST CLAIR IL
Recording Date	Aug 30, 2022
Property Address	116 N CHERRY ST, O FALLON, IL 62269-1172
Document Number	0A02757817
Map Reference	MB J-2 PG 558
Instrument Date	Aug 24, 2022
Instrument	A02757817
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 N CHERRY ST, O FALLON, IL 62269-1172

Mortgage

Document Number	0A02757818
Date	Aug 30, 2022
Instrument	A02757818

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (+2.69%)	$57,076 (+9.62%) Land $3,477 Building $53,599	$171,228 (+9.62%) Land $10,431 Building $160,797
2024	$3,795.00	$52,067 (+22.55%) Land $3,172 Building $48,895	$156,201 (+22.55%) Land $9,516 Building $146,685
2022		$42,486 Land $2,588 Building $39,898	$127,458 Land $7,764 Building $119,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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