116 N Cedar Ave, Owatonna, MN 55060 Property Records

Steele County property record for 116 N Cedar Ave, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Details	3,608 sqft · built 1882
Lot Size	0.057 acres (2,483 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jun 2023)
Tax Bill	$8,446 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-100-0328`

Property Details

APN / Parcel Number

Primary APN	`17-100-0328`

Interior

Building Area	3,608 sqft Building Perimeter
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Lot Area	2,483 sqft (0.057 acres)

Location & Zoning

Street Address	116 N CEDAR AVE
City	OWATONNA
State	MN
Zip	55060-2304
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN BLK.3 MIDDLE 1/3 OF LOT 25 ORIGINAL TOWN
Legal Section	TW
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	25
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1031
Census Tract	960400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Owatonna Commercial Historic District listed 2015 · 75 contributing resources · NRIS 14001237

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6367 232ND ST W, FARIBAULT, MN 55021-8531
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Sep 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	20231553631
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000438694
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jul 6, 2023
Property Address	116 N CEDAR AVE, OWATONNA, MN 55060-2304
Document Number	A000448808
Map Reference	BKC&39PG185&25
Instrument Date	Jun 29, 2023
Instrument	A000448808
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6367 232ND ST W, FARIBAULT, MN 55021-8531

Mortgage

Document Number	A000448809
Date	Jul 6, 2023
Instrument	A000448809

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2028

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Sep 22, 2021
Property Address	116 N CEDAR AVE, OWATONNA, MN 55060-2304
Document Number	A000438694
Instrument Date	Sep 21, 2021
Instrument	A000438694
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 CREEKSIDE DR NE, OWATONNA, MN 55060-3973

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Jul 2, 2021
Property Address	116 N CEDAR AVE, OWATONNA, MN 55060-2304
Document Number	A000437191
Map Reference	BK39 PG25
Instrument Date	Jun 30, 2021
Instrument	A000437191
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 CREEKSIDE DR NE, OWATONNA, MN 55060-3973

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Jul 2, 2021
Property Address	116 N CEDAR AVE, OWATONNA, MN 55060-2304
Document Number	A000437189
Instrument Date	Jun 30, 2021
Instrument	A000437189
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 CREEKSIDE DR NE, OWATONNA, MN 55060-3973

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,446.00 (+136.72%)	$317,900 (+3.72%) Land $56,800 Building $261,100	$317,900 (+3.72%) Land $56,800 Building $261,100
2025		$306,500 (+88.27%) Land $53,800 Building $252,700	$306,500 (+88.27%) Land $53,800 Building $252,700
2023	$3,568.00 (-10.76%)	$162,800 (+8.17%) Land $53,800 Building $109,000	$162,800 (+8.17%) Land $53,800 Building $109,000
2022	$3,998.00	$150,500 Land $53,800 Building $96,700	$150,500 Land $53,800 Building $96,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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