116 N 3rd St, Pacific, MO 63069 Property Records

Franklin County property record for 116 N 3rd St, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,768 sqft · built 1880
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Apr 2004)
Tax Bill$2,199 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-1-12.0-4-003-019.000

Property Details

APN / Parcel Number

Primary APN19-1-12.0-4-003-019.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,768 sqft Living Area

Exterior

Year BuiltBuilt 1880
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Shed1 Shed

Location & Zoning

Street Address116 N 3RD ST
CityPACIFIC
StateMO
Zip63069-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:81 O T OF FRANKLIN
Legal Range02E
Legal Township43
Legal Section12
Legal QuarterSE
Legal SubdivisionO T OF FRANKLIN
Legal Block3
Legal Lot Number81
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group2
Census Block2033
Census Tract800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 N 3RD ST, PACIFIC, MO 63069-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 16, 2017Deed of Trust, Mortgage · Line of Credit
UNITED BK/UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2004 · Amount on Record
Deed SaleApr 8, 2004 · Amount on Record
Deed Document Number2004-08872
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address116 N 3RD ST, PACIFIC, MO 63069-1419
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002309267
DateAug 10, 2023
Instrument2309267
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 9, 2028

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address116 N 3RD ST, PACIFIC, MO 63069-1419
Document Number0000002704
Instrument DateFeb 16, 2017
Transaction TypeMortgage
Record UpdatedMar 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 N 3RD ST PACIFIC MO 630691419, PACIFIC, MO 63069-1419

Mortgage

Document Number0000002704
DateFeb 24, 2017
Instrument2704
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 23, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityPacific City
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,199.00 (+1.52%)$29,319 (+1.06%)$154,310 (+1.06%) Land $15,300 Building $139,010
2023$2,166.00 (+22.72%)$29,011$152,690 Land $15,300 Building $137,390
2022$1,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACIFIC PWS
serves 6,000 people · EPA ID MO6010620
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bays-ET Highspeed
Fixed Wireless · Fiber in parts of the area
600 / 100
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number