116 N 3rd St, Ozark, MO 65721 Property Records

Christian County property record for 116 N 3rd St, Ozark, MO 65721

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,484 sqft
Lot Size	0.147 acres (6,432 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Dec 2002)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-0.6-23-003-015-005.000`

Property Details

APN / Parcel Number

Primary APN	`11-0.6-23-003-015-005.000`

Interior

Building Area	3,484 sqft Adjusted Area
1st Floor Area	7,028 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	6,432 sqft (0.147 acres)
Lot Dimensions	134 ft deep x 48 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	116 N 3RD ST
City	OZARK
State	MO
Zip	65721-9148
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	A PT. LOT #389 & #390 DESCRIBED AS BEG AT NWC LOT #388, S80'NEW POB, E 134', S 48', W 134', N 48' PO (PAULS SURVEY)
Legal Range	21
Legal Township	27
Legal Section	23
Legal Subdivision	PAULS SURVEY
Legal Lot Number	388-390
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	4
Census Block	4050
Census Tract	20302

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 N 3RD ST, OZARK, MO 65721-9148
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2002 · Amount on Record
Deed Sale	Dec 3, 2002 · Amount on Record
Deed Document Number	0358006327
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	116 N 3RD ST, OZARK, MO 65721-9148
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202116806
Date	Sep 15, 2021
Book Page	2021/16806
Instrument	2021L16955

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$62,630 (+3.23%)	$254,400 (+4.22%) Land $19,300 Building $235,100
2023	$60,670	$244,100 Land $19,300 Building $224,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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