116 N 3rd St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 116 N 3rd St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1945
Owner	Individual Name on File
Tax Bill	$297 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30367`

Property Details

APN / Parcel Number

Primary APN	`30367`
Alternative APNs	`4665-00-016-001-0-002-00` `466501600100000200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft

Exterior

Year Built	Built 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	30367
Old Parcel Number	466501600100000200
Street Address	116 N 3RD ST
City	MCLOUD
State	OK
Zip	74851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCLOUD ORIG BLK 16 S1/2 LOT 1
Legal Range	02E
Legal Township	11N
Legal Section	10
Legal Subdivision	MCLOUD
Legal Block	16
Legal Lot Number	1
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1019
Census Tract	501005

Owner

Source: Pottawatomie County records · APN 30367

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1179, MCLOUD, OK 74851-1179
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2016
Deed Sale	Apr 04, 2016
Deed Document Number	0020164014
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	116 N 3RD ST, MCLOUD, OK 74851
Document Number	0000000408
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 N 3RD ST MCLOUD OK 74851, MCLOUD, OK 74851

Mortgage

Document Number	0000000408
Date	Jan 15, 2019
Instrument	408

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73126-0788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pottawatomie County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	McLoud City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00 (+4.21%)	$3,262 (+4.99%) Land $170 Building $3,092	$35,303 (-4.08%) Land $2,250 Building $33,053
2024	$285.00 (+5.95%)	$3,107 (+5%) Land $162 Building $2,945	$36,803 (+49.25%) Land $2,250 Building $34,553
2023	$269.00	$2,959 Land $150 Building $2,809	$24,659 Land $1,250 Building $23,409

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Dobson Technologies Fiber	10,000 / 10,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AtLink Services Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCLOUD serves 2,939 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.