116 Mountain Creek Cir, Frederick, MD 21702 Property Records

Frederick County property record for 116 Mountain Creek Cir, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,848 sqft · built 2009
Lot Size	0.033 acres (1,431 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2026)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-458446`

Property Details

APN / Parcel Number

Primary APN	`02-458446`
Alternative APN	`458446`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	1,431 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	458446
Street Address	116 MOUNTAIN CREEK CIR
City	FREDERICK
State	MD
Zip	21702-6203
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 3117 PL 2 SECT 3B 1,431 SQ FT TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE 02 SEC 03 B
Legal Lot Number	3117
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 Mountain Creek Cir, a townhouse, is owned and occupied by an individual who bought it in October 2026.

Source: Frederick County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 1, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 24, 2017	Grant Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Book / Page	18072 / 306
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 5, 2026
Property Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203
Document Number	1807000306
Book / Page	18072 / 306
Instrument Date	Sep 16, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203

Mortgage

Document Number	1807000314,
Date	Oct 5, 2026
Book Page	18072/314

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 1, 2022
Property Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203
Document Number	0159530230
Book / Page	15953 / 230
Map Reference	MB 82 PG 178
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203

Mortgage

Document Number	0015953238
Date	Jun 1, 2022
Instrument	15953/238

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 24, 2017
Property Address	116 MOUNTAIN CREEK CIR, FREDERICK, MD 21702-6203
Document Number	0119960259
Book / Page	011996 / 000259
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6917 TARAN CT FREDERICK MD 217032801, FREDERICK, MD 21703-2801

Tax Assessment & Valuation

The 2025 property tax bill for 116 Mountain Creek Cir was $5,814.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,500	$361,100 Land $85,000 Building $276,100
2025	$5,814.00
2023	$4,715.00	$257,433	$313,700 Land $75,000 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Mountain Creek Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Mountain Creek Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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