Orange County property record for 116 Montero, Irvine, CA 92618
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 2,189 sqft · built 2021 |
| Owner | Individual Name on File |
| Last Sale | $1,513,500 (Oct 2021) |
| Tax Bill | $18,477 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 934-024-77 |
| Primary APN | 934-024-77 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,189 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 116 MONTERO |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92618-1359 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 18126 BLK LOT 11 UN 45 LOT 11 OF TRACT 18126 OF CONDO PROJECT 934-02 |
| Legal Tract | 18126 |
| Legal Lot Number | 11 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 62653 |
116 Montero, a condominium, is owned and occupied by an individual who bought it in October 2021.
Source: Orange County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 116 MONTERO, IRVINE, CA 92618-1359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMET LENDING GROUP INC |
| Oct 1, 2021 | Grant Deed, Transfer · Conventional Mortgage CTBC BANK CORP USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Deed Document Number | 2021000608328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 116 MONTERO, IRVINE, CA 92618-1359 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 116 MONTERO, IRVINE, CA 92618-1359 |
| Investor | Possibly a Property Investor |
| Document Number | 0000279681 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025000279681 |
| Name | EMET LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 1, 2021 |
| Property Address | 116 MONTERO, IRVINE, CA 92618-1359 |
| Document Number | 0000608328 |
| Map Reference | MB 975 PG 18-27 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021000608328 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 MONTERO, IRVINE, CA 92618-1359 |
| Investor | Possibly a Property Investor |
| Document Number | 0000608329 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021000608329 |
| Name | CTBC BANK CORP USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
The 2025 property tax bill for 116 Montero was $18,477.
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,477.00 | $1,605,684 Land $1,038,440 Building $567,244 |
| 2023 | $17,772.00 (+1.8%) | $1,543,334 Land $998,116 Building $545,218 |
| 2022 | $17,457.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 116 Montero in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Montero is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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