116 Mitchell Branch Rd, Morganton, GA 30560 Property Records

Fannin County property record for 116 Mitchell Branch Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,277 sqft · built 1953
Lot Size	4.71 acres (205,603 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (May 2018)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2018 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0006 006A`

Property Details

APN / Parcel Number

Primary APN	`0006 006A`
Alternative APN	`457`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,277 sqft Heated Area
1st Floor Area	109 sqft
Attic Area	260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	205,603 sqft (4.71 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,452 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	848 sqft
Deck Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	457
Old Parcel Number	0006006A
Street Address	116 MITCHELL BRANCH RD
City	MORGANTON
State	GA
Zip	30560-3081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL240 DB1250-701* 4.72 ACS
Legal Subdivision	JESSIE SPARKS SURV
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1033
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	116 MITCHELL BRANCH RD, MORGANTON, GA 30560-3081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
May 1, 2018	Limited Warranty Deed, Transfer · Stand-Alone Second Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Deed Document Number	0001250701
Deed Book / Page	1250 / 701
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	116 MITCHELL BRANCH RD, MORGANTON, GA 30560-3081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1207/467
Date	May 1, 2017
Book Page	1207/467
Instrument	2170460023

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2020

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 1, 2018
Property Address	116 MITCHELL BRANCH RD, MORGANTON, GA 30560-3081
Document Number	001250/701
Book / Page	1250 / 701
Instrument Date	May 1, 2018
Instrument	2018-001072
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6917 CONLEY DR, POLK CITY, FL 33868-9389

Mortgage

Document Number	001250/704
Date	May 2, 2018
Book Page	1250/704
Instrument	2274410021

Lender

Name	STEARNS LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (-42.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$179,909 (+16.67%) Land $19,956 Building $159,953	$449,771 (+16.67%) Land $49,889 Building $399,882
2023		$154,199 (-1.51%) Land $19,956 Building $134,243	$385,497 (-1.51%) Land $49,889 Building $335,608
2022	$2,195.00 Homeowner's exemption	$156,570 Land $19,956 Building $136,614	$391,424 Land $49,889 Building $341,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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