116 Millpoint Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 116 Millpoint Dr, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,083 sqft · built 1998
Lot Size	1.88 acres (81,959 sqft)
Owner	Company Name on Record
Last Sale	$405,000 (May 2024)
Tax Bill	$7,880 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`70-03-16-480-016`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-480-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,083 sqft Living Area
1st Floor Area	722 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Lot Area	81,959 sqft (1.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 MILLPOINT DR
City	SPRING LAKE
State	MI
Zip	49456-1680
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR-B
Legal Description	UNIT 16 NEW MILL POINT CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 1084 PAGES 459-502 OTTAWA COUNTY CONDO SUB PLAN NO 85 SEC 16 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	16
Legal Subdivision	OTTAWA COUNTY CONDO SUB
Legal Block	480
Legal Unit	16
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2011
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5864 W LONGBRIDGE RD, PENTWATER, MI 49449-7530
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	202410580
Last Transfer Date	Jul 29, 2024
Transfer Doc	20240020536
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 1, 2024
Property Address	116 MILLPOINT DR, SPRING LAKE, MI 49456-1680
Document Number	20240010580
Map Reference	LB 1084 PG 459
Instrument Date	Apr 25, 2024
Instrument	2024-0010580
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8440 CURLEY TRL SE, CALEDONIA, MI 49316-7436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MILLPOINT DR # 16, 16, SPRING LAKE, MI 49456-1680

Mortgage

Document Number	20240010581
Date	May 1, 2024
Instrument	2024-0010581

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 12, 2021
Property Address	116 MILLPOINT DR, SPRING LAKE, MI 49456-1680
Document Number	20210035639
Instrument Date	Jun 23, 2021
Instrument	2021-0035639
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 MILLPOINT DR # 16, 116, SPRING LAKE, MI 49456-1680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CURLEY TRL SE, CALEDONIA, MI 49316-7436

Mortgage

Document Number	20210035640
Date	Jul 12, 2021
Instrument	2021-0035640

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 18, 2017
Property Address	116 MILLPOINT DR, SPRING LAKE, MI 49456-1680
Document Number	20170017730
Map Reference	LB1084 PG459
Instrument Date	May 8, 2017
Instrument	2017-0017730
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2478 BASSWOOD ST, 2478, JENISON, MI 49428-9125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 RAIN TREE AVE, HUDSONVILLE, MI 49426-8462

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,800 (+17.5%)	$311,600 (+17.5%)
2025	$7,880.00 (+18.98%)	$132,600 (+5.57%)	$265,200 (+5.57%)
2023		$125,600	$251,200
2022	$6,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1986–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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