116 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 116 Mill St, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,238 sqft · built 1970
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (Feb 2009)
Tax Bill$8,891 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0147.0

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0147.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,238 sqft Living Area
1st Floor Area1,388 sqft
Basement Area1,376 sqft
Unfinished Basement551 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address116 MILL ST
CityLANCASTER
StateMA
Zip01523-2078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLANCASTER
Legal Lot Number147.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1043
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 MILL ST, LANCASTER, MA 01523-2078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2009 · Amount on Record
Deed SaleFeb 25, 2009 · Amount on Record
Prior SaleFeb 25, 2009 · Amount on Record
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address116 MILL STREET EXT, LANCASTER, MA 01523-2002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57131-1
DateMay 18, 2017
Book Page57131/1
Instrument50210
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 1, 2042

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,891.00 (+10.26%)$550,200 (+17.29%) Land $110,100 Building $440,100$564,110 (+20.18%)
2024$469,395
2023$8,064.00$469,100 Land $93,200 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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