Cumberland County and Cumberland Town property record for 116 Mill Rd, Cumberland Center, ME 04021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,674 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $879,000 (Jul 2023) |
| Tax Bill | $9,928 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Aug 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CMBL M:R07 L:13 |
| Primary APN | CMBL M:R07 L:13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 6,348 sqft |
| 1st Floor Area | 1,432 sqft |
| Attic | Attic |
| Attic Area | 1,044 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20261134 |
|---|---|
| Street Address | 116 MILL RD |
| City | CUMBERLAND CENTER |
| State | ME |
| Zip | 04021-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Lot Number | 13 |
| Jurisdiction | CUMBERLAND ME |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4201 |
Source: Cumberland County and Cumberland Town records · APN CMBL M:R07 L:13
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 MILL RD, CUMBERLAND CENTER, ME 04021-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Aug 03, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2023 · Amount on Record |
| Deed Sale | Jul 05, 2023 · Amount on Record |
| Deed Document Number | 202321711 |
| Deed Book / Page | 40220 / 56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Recording Date | Jul 05, 2023 |
| Property Address | 116 MILL RD, CUMBERLAND, ME 04021-3127 |
| Document Number | 0402200056 |
| Book / Page | 40220 / 56 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 21711 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 331 STANLEY AVE, MAMARONECK, NY 10543-2533 |
| Document Number | 0000021712 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 21712 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 116 MILL RD, CUMBERLAND, ME 04021-3127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0396220080 |
|---|---|
| Date | Aug 03, 2022 |
| Book Page | 39622/80 |
| Instrument | 39710 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 116 MILL RD, CUMBERLAND, ME 04021-3127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0373480013 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 37348/13 |
| Instrument | 68773 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Cumberland County and Cumberland Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Cumberland Town |
| Unified School District | School Administrative District 51 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,928.00 (+25.51%) | $394,300 (+5.68%) Land $140,000 Building $254,300 |
| 2022 | $7,910.00 | $373,100 Land $140,000 Building $233,100 |
Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 40 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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