116 Mill Cove Rd, Warwick, RI 02889 Property Records

Warwick City property record for 116 Mill Cove Rd, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,401 sqft · built 1925
Lot Size	0.542 acres (23,625 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (May 2023)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`33502120000`

Property Details

APN / Parcel Number

Primary APN	`33502120000`
Alternative APNs	`WARW M:335 B:0212 L:0000` `130856` `142547`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	928 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,625 sqft (0.542 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	142547
Street Address	116 MILL COVE RD
City	WARWICK
State	RI
Zip	02889-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	212
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1015
Census Tract	21502

Owner

Source: Warwick City records · APN 33502120000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	116 MILL COVE RD, WARWICK, RI 02889-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Jun 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage KEITH D STRICKLAND
Mar 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage STRICKLY FUNDING LLC
Jul 29, 2021	Deed, Transfer · Commercial Mortgage LORI A CHRISTENSEN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	20234936
Deed Book / Page	10325 / 114
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 22, 2023
Property Address	116 MILL COVE RD, WARWICK, RI 02889-4714
Document Number	010325-114
Book / Page	10325 / 114
Instrument Date	May 19, 2023
Instrument	4936
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MILL COVE RD, WARWICK, RI 02889-4714

Mortgage

Document Number	0000004937
Date	May 22, 2023
Instrument	4937

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	116 MILL COVE RD, WARWICK, RI 02889-4714
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010154-49
Date	Jun 10, 2022
Book Page	10154/49
Instrument	8506

Lender

Name	KEITH D STRICKLAND

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	116 MILL COVE RD, WARWICK, RI 02889-4714
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010100-297
Date	Mar 18, 2022
Book Page	10100/297
Instrument	4134

Lender

Name	STRICKLY FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 29, 2021
Property Address	116 MILL COVE RD, WARWICK, RI 02889-4714
Document Number	009909-313
Book / Page	9909 / 313
Instrument Date	Jul 28, 2021
Instrument	15398
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009909-315
Date	Jul 29, 2021
Book Page	9909/315
Instrument	15399

Lender

Name	LORI A CHRISTENSEN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00 (+7.74%)	$339,700 (+20.38%) Land $132,800 Building $206,900
2024			$456,475
2023	$4,004.00 (+12.5%)	$282,200 (+48.53%) Land $100,700 Building $181,500
2022	$3,559.00	$190,000 Land $64,800 Building $125,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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