St. Joseph County property record for 116 Middle St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,900 (Sep 2018) |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Sep 2018 Sale Sep 2018 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 051-410-026-00 |
| Primary APN | 051-410-026-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 MIDDLE ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 45 CENTRAL ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40400 |
116 Middle St is owned and occupied by an individual who bought it in September 2018.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 MIDDLE ST, THREE RIVERS, MI 49093-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2018 | Warranty Deed, Transfer |
| Sep 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Aug 9, 2016 · Amount on File |
| Deed Book / Page | 1930 / 626 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 1494/0640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 12, 2018 |
| Property Address | 116 MIDDLE ST, THREE RIVERS, MI 49093-1646 |
| Document Number | 1930/0626 |
| Book / Page | 1930 / 0626 |
| Map Reference | LB1 PG30 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11583 SPRINKLE RD, 11583, VICKSBURG, MI 49097-8467 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 309, COLDWATER, MI 49036-0309 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 12, 2018 |
| Property Address | 116 MIDDLE ST, THREE RIVERS, MI 49093-1646 |
| Document Number | 1930/0624 |
| Book / Page | 1930 / 0624 |
| Map Reference | LB1 PG30 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11583 SPRINKLE RD, 11583, VICKSBURG, MI 49097-8467 |
| Name | Verified Name |
|---|---|
| Address | 11583 SPRINKLE RD, VICKSBURG, MI 49097-8467 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 7, 2017 |
| Property Address | 116 MIDDLE ST, THREE RIVERS, MI 49093-1646 |
| Document Number | 1884/0420 |
| Book / Page | 1884 / 0420 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11583 SPRINKLE RD, 11583, VICKSBURG, MI 49097-8467 |
| Name | Verified Name |
|---|---|
| Address | 116 MIDDLE ST, THREE RIVERS, MI 49093-1646 |
The 2025 property tax bill for 116 Middle St was $1,325 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,200 (+8.89%) Land $2,700 Building $47,500 | $100,400 (+8.89%) Land $5,400 Building $95,000 | |
| 2025 | $1,325.00 Homeowner's exemption | $46,100 Land $2,700 Building $43,400 | $92,200 Land $5,400 Building $86,800 |
| 2023 | $36,300 Land $1,900 Building $34,400 | $72,600 Land $3,800 Building $68,800 | |
| 2022 | $1,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Middle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Middle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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